Latest Finance Articles and Promotions

How Millennials are Changing the Financial Sector and the Economy in General

Young smiling millennial business man outside holding tabletThe millennial generation is getting older and wealthier, although at a much slower pace than most of the previous generation. Nonetheless, now that millennials are moving further up the food chain, they are beginning to change the country in a number of ways.

Posted on April 21, 2017 by Ryan

Kabbage Review – Short-term Business Loans for Small Businesses

Kabbage logoHave you ever thought of owning your own business? Many people considering starting a business but never follow through. There are many reasons why people fail to initiate a new business idea. Sometimes we have other responsibilities in our lives that take precedent over side projects. But other times, even if we have the time and motivation to start a business, we don’t have the funds. Starting a business can be expensive. That’s where small business lenders like Kabbage can help.

Posted on April 20, 2017 by Ryan

Vacation Financing Options – Best Ways to Pay for a Vacation

Vacation money jar on world map with shells, hat and gogglesTaking some well-deserved time away from the normal work or life grind is a necessity for most people at least once each year. Whether solo, with a significant other, or with the entire family, simply thinking about a vacation is relaxing – until it comes down to figuring out the dollars and cents. Adding up the costs for airfare, hotel stays, food, and activities for yourself or the family can lead to a fairly large number which can be overwhelming when there’s little to no money set aside for the next adventure out of town. If you’re light on cash but in desperate need of a vacation, here are a few tips for financing your excursion.

Posted on April 19, 2017 by Melissa

Boost Your Money Know-how for Financial Literacy Month

Financial literacy charts and graphs written on notepad sheet for educational purposesNot many people are brought up in an environment where finances are discussed openly and honestly, and few schools offer a financial literacy course to students at any stage of their educational journey. In recent years, however, the importance of financial literacy has grown exponentially, with employers, creditors, and consumers alike realizing that having an understanding of how money works is critical to ongoing success in life. The increased attention paid to financial know-how has sparked a national dialogue around personal finance and the creation of financial literacy month each April.

Posted on April 18, 2017 by Melissa

Chase offering $595 Cash Back on New Home Loan

Chase Bank logoBuying a home is a significant investment of both time and money, as finding the right mortgage, setting aside funds for the down payment, and clearing up any credit issues are necessary steps in the process. Homebuyers can reduce some of the stress and frustration that comes with purchasing a home by shopping around for a lender that understands what makes the most financial sense based on credit history, income, and savings. Securing the right lender for the long-term investment of purchasing a home may also come down to what the mortgage lender has to offer in terms of incentives and promotions at the time the mortgage is approved.

Posted on April 17, 2017 by Melissa

Credit Card Churning – Is it Worth the Risk?

Shopping cart with boxes and credit cards on laptopWhat is credit card churning? Well, it’s a bit difficult to describe. You might not read about credit card churning on traditional personal finance websites because it is a bit of an ethical grey area. In essence, credit card churning is a strategy to maximize the benefits you receive from credit card companies, especially sign-up bonuses, while reducing fees and other costs. Sometimes the benefits can be chained together and be used to get a free flight or retail item. One way this can be done is by signing up for multiple credit cards all at once and them cancelling them later before the annual fees are applied.

Posted on April 14, 2017 by Ryan

KeyBank Checking Account Promotion – Deposit $500, Get $200 Bonus

KeyBank logoChecking accounts don’t often entice excitement, as most simple act as a holding account for money that will soon be sent off to pay bills or to fund savings. Every now and again, though, a promotional offer from a bank or credit union makes the thought of opening a new checking account more appealing. Currently, KeyBank is offering new checking account holders the opportunity get up to a $200 bonus.

Posted on April 13, 2017 by Melissa

Boat Financing Options – How to Finance a New or Used Boat

Large boat in ocean water during summertimeIt’s that time of year when people start thinking about getting out on the water, but the decision to add a boat to your vehicle lineup is a big one, even for the most knowledgeable boat users. Boats, unlike most other vehicles, can be incredibly expensive leisure item which creates the need to find the right type of financing. Boat financing options are similar to those available for cars, trucks, and even RVs, but not every financing solution is the best fit for every boat owner. Here are some common options for boat financing, along with the pros and cons of each.

Posted on April 12, 2017 by Melissa

Consolidating Your Debt to Save Money – Common Debt Consolidation Options

Woman holding debt consolidation loan application and credit cardGetting into debt is all too easy in today’s money-centric environment. Credit cards with high limits make it a breeze to spend above our means, and an unexpected bill out of the blue when no emergency savings exists can result in turning to debt to cover it. No matter the cause of debt, it can feel a bit intimidating to find a smart way out of high monthly payments and the interest charges that come with revolving balances. Fortunately, you may have a solution in one of these common debt consolidation options.

Posted on April 11, 2017 by Melissa

Comerica Bank offering Home Equity Line of Credit with 2.74% Intro Interest Rate for 6 Months

Comerica Bank logoA home equity line of credit can be a helpful financial tool for homeowners. Most banks and credit unions offer a home equity line of credit at a far more affordable rate than a personal loan or credit card, and flexibility is built into the revolving credit line so homeowners can use funds when and how they see fit. Money drawn from a home equity line of credit can be used to fund any of life’s major expenses, like home renovations or upgrades, college tuition for children or grandchildren, a vehicle purchase, or the consolidation of high-interest debt. Before taking out a new home equity line of credit, it is beneficial to shop around with various lenders to ensure you’re receiving the best possible interest rate and flexibility to meet your borrowing needs.

Posted on April 10, 2017 by Melissa

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