

Dozens of factors affect your credit report. Some negative items are inevitable; for example, applying for any line of credit gives reason for finance companies to look closer at the report. But why? Everyone has to start somewhere, and most people pay an occasional bill late, so what’s the point of deeming these items negative? Let’s look at this from a lender’s point of view.
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Posted by Ronda on Mon, 13th May, 2013
For homeowners who are struggling to pay their monthly mortgages on time there are options other than a real estate short sale or foreclosure. One alternative is the Deed in Lieu of Foreclosure.
To discover whether or not this will work for you, it’s important to fully understand what it is. A Deed in Lieu of Foreclosure is when a homeowner gives his or her house back to the lender as repayment for their original loan.
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Posted by Lindsey on Mon, 6th May, 2013
We’re thrilled to announce the release of a new mortgage calculator and corresponding widget.
This new mortgage payment calculator helps potential home buyers determine how much home they can afford by calculating their mortgage payments and interest.
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Posted by Wes on Wed, 24th April, 2013
Sadly, a reader’s husband passed away last month. Over the weekend she asked us what steps she needs to take in regards to reporting his death to the credit bureaus.
It saddens me to hear of anyone’s death, and that’s why we decided to get right to work and help her figure out EXACTLY what she needs to do in regards to contacting the credit reporting agencies.
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Posted by Wes on Wed, 10th April, 2013
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