Compare Loans, Lines of Credit, and Credit Cards

Search the best low APR lending offers to obtain new credit, or refinance and consolidate high-interest-rate debt.

When you have a bad credit score... you will likely need to turn to online lenders for the best loan and line-of-credit options. You can work on your credit score by applying for a higher-interest-rate unsecured credit card or secured card and making regular on-time payments.

When you have a good credit score... you should check with your local bank or credit union to see what offers they have available, and review options online. Many companies can pre-qualify you over the Internet without having to do a hard pull of your credit report.

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Resources & Tools

Handful of free online financial calculators for consumers and small businesses to estimate the cost of borrowing money and calculating payments for paying off debt within a desired timeframe.

Set of free online finance guides and downloadable e-books to help consumers get a better understanding of crucial debt and credit-related topics for things such as buying a car, obtaining credit cards, and purchasing real estate.

List of the top financial institutions offering loans, lines of credit and credit cards. You can search for a local bank or credit union by state, find marketplace lenders that offer peer-to-peer lending products, or other online institutions.

Popular Institutions

High-Yield Savings

Credit Lines & Auto Refi

Small Business Lending

Personal & Auto Loans

About APRfinder.com

Who's Behind APR finder

Hi there! My name is Wesley LeFebvre. I grew up in a blue-collar family without money in savings and relied heavily on credit most of my life. It has allowed me to be the first to go to college, purchase cars, homes, and other items; oftentimes earning cash back and other rewards for my purchases.

I have also been careless with credit and had to learn some financial lessons the hard way, but currently maintain an 845+ FICO Score! By sharing my experiences, I hope to help you explore your options better, avoid major mishaps, and quickly recover from any mistakes.

What I Do

Scour the Internet to find the best low annual percentage rate (APR) loans, lines-of-credit, and credit card options. Share financial information, resources, and tools to help you make informed debt management decisions.

My Mission

To responsibly provide consumer credit information and resources that helps people in all types of financial situations obtain low-cost credit when they need.

Wesley LeFebvre - Founder of APR finder.

Wesley's Credit-Usage Tips

Loans are best for purchasing higher priced items to be paid over 2 years and usually come with a set monthly payment and fixed interest rate. They are typically used to purchase real estate, buy vehicles, pay for college, and consolidate high interest rate debt.

Lines of credit are ideal for individuals who want ongoing access to money at a lower interest rate than credit cards. A line-of-credit is popular with small businesses, commonly used for home-remodeling, and great for many other financial situations.

Credit cards are best when you want quick access to funds, like being rewarded for your purchases and do not plan on carrying a balance. They are typically used for everyday items, weekend fun and entertainment, vacations, and emergencies.