Latest Articles and Promotions

US Bank Offering 1.50% Introductory Rate on HELOC for 5 Months

U.S. Bank logoFor homeowners, having the ability to borrow against the equity built up over time in your house is a valuable benefit. Through home equity lines of credit and home equity loans, homeowners have the ability to obtain affordable financing to use toward whatever they deem necessary. Home renovations, a child’s wedding or education, high interest rate debt consolidation or a family vacation – each of these common major expenses in life seem more accessible when low-interest rate borrowing is an option. Currently, a handful of financial institutions are offering banking customers promotional rates that are lower than the national average to incentivize homeowners to take advantage of the equity they have in their homes.
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Posted on July 27, 2015 by Melissa

Wells Fargo Interest Rate Event Special – Up to 0.60% Loan Discount

Wells Fargo bank logoThere aren’t many people who can go through life without facing the need to finance something. Whether it is consolidating high interest debt, buying a new vehicle, taking your family on vacation or renovating your home, borrowing becomes a necessity at one point or another. While the current interest rate environment remains low, now may be the perfect time to take out some much needed cash for life’s next big expense. There are a number of financial institutions making the process of borrowing an easier decision, with promotional offers on personal loans and lines of credit, as well as home equity lines of credit.
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Posted on July 23, 2015 by Melissa

AnchorBank (WI) offering $250 Mortgage Loan Closing Cost Discount

AnchorBank logoWhile accumulating a down payment for a new home is often the priority to those saving up for a new home, other costs associated with closing can add up quickly. Closing costs include a number of items, including prepaid interest, transfer fees, taxes and attorney fees, and vary for each home purchase or refinance. It can be a challenge to adequately set aside funds for these expenses in addition to a down payment, but with some planning, each of these aspects of buying a home are manageable. To make the process easier – and to lessen the blow of total out of pocket costs at closing – some financial institutions have offers to provide assistance for homebuyers. AnchorBank is one financial institution that falls into that category.
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Posted on July 20, 2015 by Melissa

Tinker FCU (OK) Offering 1.99% Home Equity Line of Credit

Tinker Federal Credit Union logoFor some homeowners, having the ability to borrower against the equity in their home is a lifesaver. Whether it is refinancing high interest rate debt to a more cost effective, flexible repayment plan or funding life’s major expenses including college education or home renovations, a home equity line of credit provides an easy way to take care of the costs that are often too large to manage with cash-flow alone. In today’s low interest rate environment, a number of financial institutions are offering home equity lines of credit with attractive rates and flexible repayment, including Tinker Federal Credit Union.
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Posted on July 13, 2015 by Melissa

Patelco CU Offering 6.99% Vacation Loan

Patelco Credit Union logoSummer has officially arrived, and families across the country are planning and enjoying a much needed getaway. Vacations are the perfect time to reset, unwind and spend quality time on a beach, in the mountains, or in a new city with friends and family, but the cost of taking time off work, traveling and securing lodging can be a major deterrent. If you have found yourself struggling to find a way to pay for your next big trip that doesn’t carry a hefty price tag, Patelco Credit Union may have just what you need.
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Posted on July 9, 2015 by Melissa

WesBanco offering 0% Introductory Rate on HELOC for 90 Days

WesBanco Bank logoThe majority of financial institutions offer a wide range of lending products to help finance life’s major purchases. In some instances, consumer loans and credit cards are sufficient for convenient financing, but oftentimes homeowners can benefit from lower interest rates and more flexible repayment through a Home Equity Line of Credit (HELOC). Financing home repairs, planning the vacation of a lifetime, or simply consolidating other high interest rate debt such as credit cards or personal loans can all be reasons to borrow against the accrued equity in your home. With interest rates remaining low, now is the perfect time to finance the things you need through the right home equity line of credit.
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Posted on July 6, 2015 by Melissa

Costco offering First Mortgages with Low Lender Fees

Costco Wholesale logoPurchasing a home is an exciting process, but it can also be a daunting task. In addition to finding the right home to fit you and your family’s needs, sifting through various mortgage options is often a challenge. Not all mortgage lenders offer the same assistance with funding fees, ongoing customer service or help with closing costs, making it difficult to find the most appropriate fit. However, certain mortgage lenders are making the process much less of an obstacle by providing promotional perks to customers.
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Posted on July 2, 2015 by Melissa

Fifth Third Bank offering 1.99% Introductory Rate on HELOC for 6 Months

Fifth Third Bank logoFrom a family vacation or honeymoon to financing a child’s education or buying a new car, major purchases in life are inevitable. While personal loans and credit cards may be adequate to meet some of your financing needs, a Home Equity Line of Credit (HELOC) is also an option for some homeowners. Typically, a home equity line of credit is more cost effective than a personal loan or credit card, and allows for flexible repayment and continual use over time. However, every home equity line of credit has different advantages or drawbacks when compared to other financing options, and may require different qualifications to secure.
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Posted on June 29, 2015 by Melissa

How to Rebuild Credit after Bankruptcy

Blue bankruptcy signRebuilding your credit after a bankruptcy is similar to building credit in the first place. As someone who has less-than-ideal credit, you’re going to pay more to loan money than before the bankruptcy. Be prepared for high interest rates, low credit allowances, and even annual credit card fees. But it’s not the end of the world. By following a few simple tips, you can bounce back to relatively good standing in the credit world within a few years.
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Posted on June 18, 2015 by Ronda

Are You Underbanked or “Credit Invisible”?

No Cash Credit Card Only SignThe Consumer Financial Protection Bureau (CFPB) reports that 20 percent of Americans are underbanked or “credit invisible.” A little less than 50 million people do not have credit scores due to insufficient credit history. Around half of those people also do not have a credit report because they have never had a single credit event reported to a bureau. Having no credit history or credit score is a burden that disproportionately affects African Americans and those who are college-aged or low-income.
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Posted on June 15, 2015 by Ronda

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  • Credit Card Rates

    Card TypeAverage APR
    National Average:15.00%
    Low Interest Rate:11.62%
    Business:12.85%
    Student:13.14%
    Balance Transfer:14.12%
    Airline:15.10%
    Reward:15.14%
    Cash Back:15.27%
    Instant Approval:18.00%
    Bad Credit:22.73%
  • Mortgage Rates

    Courtesy of erate.com