Latest Finance Articles and Promotions

Best Third-Party Rewards Programs for Anyone

Gray gift box printed plastic rewards cardRewards programs have been used for decades to entice customers to sign-up for credit cards and other financial packages. Today, borrowers have many options to choose from. From travel rewards programs to points for gas purchases, there are many different ways borrowers can be rewarded simply for spending money. But credit cards are not the only way to rack up points. There are also third-party rewards and loyalty programs. These programs offer an additional layer of rewards by working with other companies to offer redeemable purchases at select stores. Some of these programs are even linkable to your credit card! Here are our top picks for the best third-party rewards programs.

Posted on April 28, 2017 by Ryan

Granite State Credit Union (NH) offering 1.95% Interest Rate on Loans for Several Vehicle Types

Granite State Credit Union logoBuying a new or used vehicle requires some level of financing for most borrowers. While dealerships provide some options for an auto loan, the pricing is not always the best fit for a borrower’s monthly budget. Before heading out to find a new ride, it is important to shop around for the best available interest rates and repayment terms with various auto loan lenders.

Posted on April 27, 2017 by Melissa

Regulatory Changes on the Horizon for Credit Scoring – Tax Liens & Civil Debts Out!

Woman sitting on floor next to laptop checking credit score on mobile phoneThe method in which credit scores are calculated for the millions of consumers in the United States has changed very little over the last few decades. The credit reporting agencies – Equifax, TransUnion, and Experian – utilize certain data fed to them by lenders, employers, and the courts to determine just how creditworthy an individual is based on their past financial activities. For instance, being late on a credit card payment or filing for bankruptcy leaves a black mark on a credit report and ultimately lowers one’s credit score, making it difficult to get new credit in the future. However, in the upcoming months, a significant change is taking place as to what information will be accepted by the credit reporting agencies and subsequently used in determining one’s credit score.

Posted on April 26, 2017 by Melissa

Superior Choice Credit Union (WI) offering Home Loan with No Closing Costs

Superior Choice Credit Union logoPurchasing a home is a significant investment of both time and money. Not only do homeowners need to set aside for a sufficient down payment, but savings must also be available to pay for additional expenses including closing costs. On average, new homeowners spend between $5,000 and $10,000 on closing costs alone, making the financial burden of buying a home daunting. Fortunately, there are a handful of financial institutions willing to make the process of becoming a homeowner less of a hit to the wallet.

Posted on April 25, 2017 by Melissa

Private Mortgage Insurance vs Homeowners Insurance – Understanding the Differences

Insurance salesman with hands over miniature houseBreaking down insurance terms can be tricky, especially if you’re starting the journey toward homeownership. Most new homeowners and potential buyers have heard of homeowners insurance and private mortgage insurance, but it is common to get the two types of insurance confused. While one offers protection against financial loss to the homeowner, the other works to protect someone else’s interests. When it comes to protecting a significant asset like your home, it is important to understand how homeowners insurance differs from private mortgage insurance and why each plays a role in the total cost of home ownership.

Posted on April 24, 2017 by Melissa

How Millennials are Changing the Financial Sector and the Economy in General

Young smiling millennial business man outside holding tabletThe millennial generation is getting older and wealthier, although at a much slower pace than most of the previous generation. Nonetheless, now that millennials are moving further up the food chain, they are beginning to change the country in a number of ways.

Posted on April 21, 2017 by Ryan

Kabbage Review – Short-term Business Loans for Small Businesses

Kabbage logoHave you ever thought of owning your own business? Many people considering starting a business but never follow through. There are many reasons why people fail to initiate a new business idea. Sometimes we have other responsibilities in our lives that take precedent over side projects. But other times, even if we have the time and motivation to start a business, we don’t have the funds. Starting a business can be expensive. That’s where small business lenders like Kabbage can help.

Posted on April 20, 2017 by Ryan

Vacation Financing Options – Best Ways to Pay for a Vacation

Vacation money jar on world map with shells, hat and gogglesTaking some well-deserved time away from the normal work or life grind is a necessity for most people at least once each year. Whether solo, with a significant other, or with the entire family, simply thinking about a vacation is relaxing – until it comes down to figuring out the dollars and cents. Adding up the costs for airfare, hotel stays, food, and activities for yourself or the family can lead to a fairly large number which can be overwhelming when there’s little to no money set aside for the next adventure out of town. If you’re light on cash but in desperate need of a vacation, here are a few tips for financing your excursion.

Posted on April 19, 2017 by Melissa

Boost Your Money Know-how for Financial Literacy Month

Financial literacy charts and graphs written on notepad sheet for educational purposesNot many people are brought up in an environment where finances are discussed openly and honestly, and few schools offer a financial literacy course to students at any stage of their educational journey. In recent years, however, the importance of financial literacy has grown exponentially, with employers, creditors, and consumers alike realizing that having an understanding of how money works is critical to ongoing success in life. The increased attention paid to financial know-how has sparked a national dialogue around personal finance and the creation of financial literacy month each April.

Posted on April 18, 2017 by Melissa

Chase offering $595 Cash Back on New Home Loan

Chase Bank logoBuying a home is a significant investment of both time and money, as finding the right mortgage, setting aside funds for the down payment, and clearing up any credit issues are necessary steps in the process. Homebuyers can reduce some of the stress and frustration that comes with purchasing a home by shopping around for a lender that understands what makes the most financial sense based on credit history, income, and savings. Securing the right lender for the long-term investment of purchasing a home may also come down to what the mortgage lender has to offer in terms of incentives and promotions at the time the mortgage is approved.

Posted on April 17, 2017 by Melissa

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