• Email Updates

  • Credit One® Platinum Credit Card

    APR
    15.65% - 24.15% Variable
    ANNUAL
    FEE

    $0 - $99
    SCORE
    Bad Credit
    Credit One® Platinum Credit Card

    Apply

    Simmons Bank Visa® Platinum

    APR
    7.50% (Variable)
    ANNUAL
    FEE

    $0
    SCORE
    Excellent Credit
    Simmons Bank Visa® Platinum

    Apply

Latest Articles and Promotions

AnchorBank (WI) offering $500 off Easy-One Construction Loan Closing Costs

AnchorBank logoThe U.S. Census Bureau reports that 1,172,000 housing starts, or new residential construction projects, began in April 2016, a rise from the previous month’s 1,099,000. With a growing population and a revitalized housing market, it is no surprise that new construction is on the rise. However, finding the right financing for a new home can present challenges above and beyond what may come with securing a mortgage for an already built, already lived in home. For prospective homeowners searching for a new construction loan, AnchorBank, an affiliate of Old National Bank, may have a smart solution.
[…more]

Posted on June 27, 2016 by Melissa

Are Millennials Starting with Too Much Debt?

Woman climbing hauling load of debt up latterA major change is coming to the US economy, and one generation in particular needs to pay attention. The biggest wealth transfer in history is currently underway and the millennial generation will be the benefactors. As wealthy people begin to retire, a transfer of more than $16 trillion of wealth will go to people who are born between the early 1980s to the late 1990s. At the same time, this generation has mostly entered the workforce by now, with many entering upper management and starting their own businesses. The problem is, many millennials appear to have gaps in their personal finance knowledge.
[…more]

Posted on June 24, 2016 by Ryan

Regions Bank offering 3.25% Interest Rate on Home Equity Loan with No Closing Costs

Regions Bank logoHomeowners who have built up equity within their primary residence have the opportunity to access affordable financing through a home equity line of credit or a home equity loan. Most financial institutions offer these instruments as alternatives to personal loans or credit cards. Home equity funds can be used for a number of funding needs, including the consolidation of higher interest rate debt, expensive projects, college funding or paying for a family vacation.
[…more]

Posted on June 22, 2016 by Melissa

Zions Bank offering 1.99% Introductory APR on HELOC for 6 Months

Zions Bank logoAs interest rates remain at historically low levels, individuals who are in need of financing are certainly at an advantage. Being able to access inexpensive loans through financial institutions or online lenders is a benefit not readily available in an environment where interest rates are high, and funds may be used for a variety of major expenses or financial needs. For homeowners, affordable borrowing is even more accessible given the real estate market’s strength and steady rise in home prices across the country. Banks are competing for homeowner’s business everyday by offering low interest rate promotions on both home equity lines of credit and home equity loans.
[…more]

Posted on June 20, 2016 by Melissa

Be Wary of Checks You Receive from Credit Card Companies

Cash advance convenience check in mailboxReceiving unsolicited letters and offers from companies in the mail is the norm for most of us. One of the most common form of spam letters are offers from credit card companies. Most people throw these out, but every now and then our interests are piqued. One version of a credit card spam letter is check, often times blank, from your credit card company, or a perspective company.
[…more]

Posted on June 17, 2016 by Ryan

Wells Fargo offers New Low Down Payment Loan Program to First-time Home Buyers

Wells Fargo bank logoBuying a home has a long history of being an integral part of achieving the American Dream. Having a place to call your own can come with financial challenges, however, which makes the process seem out of reach for hopeful buyers. The combination of a high down payment, closing costs and moving expenses can be burdensome for a first-time buyer. Fortunately, new home ownership programs specifically tailored to first-time home buyers are available to make the financial hurdles of home buying less of a challenge.
[…more]

Posted on June 15, 2016 by Melissa

KeyBank offering 0.25% APR Friends and Family Loan Discount to Everyone

KeyBank logoLoans offered by financial institutions can be a smart solution to some of life’s funding needs. Whether it is a personal loan for a major purchase, a home equity loan for a renovation or upgrade, or an auto loan for a new family vehicle, loans make it possible to comfortably purchase or finance items within the confines of your monthly cash flow. Most loans come with fixed payments, lower interest rates than credit cards, and extended repayment terms that make fitting a loan payment into a budget relatively simple.
[…more]

Posted on June 13, 2016 by Melissa

Where to Find the Best Personal Loans in 2016

Personal loan written on chalk boardLet’s get straight to the point. You want a personal loan. Maybe it’s for a trip, or for personal items or for medical bills. Whatever the reason, you know you need one. We’ve detailed the costs and benefits of personal loans in the past. After you’ve become familiar with the risks of a personal loan, you can take the next step and find which company and loan type is right for you. Luckily, we’ve done the research for you. Here’s our list of the best places to get a personal loan.
[…more]

Posted on June 10, 2016 by Ryan

Apple FCU (VA) Celebrates 60 Years by Giving Away 60K (Dreams Giveaway)

Apple Federal Credit Union logoLife has a tendency to get expensive, whether certain costs are known ahead of time or come at unexpected moments. Fortunately, bank products offer a myriad of ways to obtain the things we need or want through lending products, including credit cards, home equity loans and mortgages, personal and education loans, and vehicle loans. While each financial institution varies in product offerings by way of repayment terms and interest rates, some banks and credit unions provide an added bonus when taking on a new loan.
[…more]

Posted on June 8, 2016 by Melissa

Desert Schools FCU offering 2.25% APR on HELOC for 12 Months

Desert Schools Federal Credit Union logoAlthough the economic downturn of 2008 wreaked havoc on the financial position of a large number of individuals, the uptick in market performance since that time has offered unique opportunities, specifically in the realm of lending. Low interest rates coupled with rising home values allow homeowners with equity built up within their primary residence the ability to access affordable funding that would not otherwise be available. Home equity lines of credit and home equity loans are two ways to take advantage of the increase in home values along with relatively low interest rates in the current market.
[…more]

Posted on June 6, 2016 by Melissa

Looking for older posts? Browse the archive.


  • Credit Card Rates

    Card TypeAverage APR
    National Average:15.18%
    Low Interest Rate:11.98%
    Business:13.12%
    Student:13.42%
    Balance Transfer:14.38%
    Airline:15.08%
    Reward:15.29%
    Cash Back:15.32%
    Instant Approval:18.04%
    Bad Credit:22.56%
  • Mortgage Rates

    Courtesy of erate.com