ABOUT APR finder
Making Home Improvement Financing Easier
When improving or repairing your home, the costs can add up quickly. Not everyone has money lying around to complete the job. Many of us need to borrow it, but securing affordable financing can be overwhelming. That’s where APR finder comes in.
We aim to help people with all credit types obtain low-cost personal loans when they need to borrow money and repay it over time. We work with a select group of lending partners who make it easy for homeowners, contractors, and others to get online quotes for a home improvement loan.
Wesley LeFebvre
Founder
Personal finance has been a passion of mine since before I could buy a car. Perhaps it’s because we never had money growing up. I had to do yard work in the neighborhood, mow lawns, deliver newspapers, and wash dishes at local restaurants to buy new clothes. That started while I was still in grade school, and I progressed as I was legally able to.
Early on, I did well for myself, but by my mid-twenties, I was burned out at work. At that point, I gave up my high-paying Information Technology career and became a REALTOR because I love real estate and the perceived freedom it offered. I didn’t fully understand what I was getting myself into, though, especially at a time when the market was crashing hard. A few years later, I lost my condo, my credit was destroyed, and I had to start over.
Thankfully, I’m now back to owning a home and have since achieved a perfect 850 credit score. I did this by rebuilding my credit using multiple loans, lines of credit, and credit cards. All of this has given me several decades of experience navigating lending options and working with lenders to receive favorable terms.
Through this website, I share my experiences, as well as those of others, on home ownership, financing, and credit repair. Here, we detail the advantages of using a personal loan for home improvement projects and focus on ways to improve your borrowing experience.
Personal loans typically offer a lower annual percentage rate (APR) than other popular financing options, such as a credit card. They also don’t allow you to repeatedly reuse your credit, making them easier to pay off. A personal loan can be a smart choice for borrowers who want to pay off the balance over several months or years.
Further, we can help you find top loan offers and show you how to secure the best loan terms by enhancing your creditworthiness. That includes borrowing for repairs, renovations, remodeling, or adding a new addition to your home.