About Melissa

Melissa

Melissa has worked in the financial services industry for the past several years, and works to help her clients understand the often complex financial vehicles available to them for both lending and investment strategies. She is passionate about financial literacy, and as part owner of her financial planning firm, she strives to educate her clients in a way that empowers them to make the most suitable financial decisions for their unique circumstances.In addition to working with her financial planning clients, Melissa contributes articles to a number of business and finance related sites, such as APRfinder and P2Binvestor; she also is a columnist for elephant journal, which showcases more personal musings. To keep up with Melissa’s published work, or to see the occasional (read, frequent) puppy cameo, follow her on Twitter.

Recent Posts by Melissa:

Get Your Free Annual Credit Report from Equifax, Experian & TransUnion

Checking your credit report periodically is a smart way to stay on top of your bigger financial picture. Your credit report details personal information, such as your name, date of birth, previous and current addresses, and employers, but more importantly, it lists out all of your credit history. Credit accounts, such as credit cards, auto […]

Posted on February 24, 2017 by Melissa

Bank of Oklahoma offering $125 Cash Bonus with Approved Auto Loan

Most people cannot buy a new or used car without the help of financing, either from the dealer directly or a financial institution. Auto loans are relatively straightforward, but each lender has a set of requirements as it relates to the borrower’s credit history, not to mention a variety of repayment terms and applicable interest […]

Posted on February 23, 2017 by Melissa

Land Equity Loan Options for Vacant Landowners

Owning a piece of land without a developed structure on it can be a smart financial move. Building on the property in the future may lead to your dream home, or keeping it in the family to pass down from generation to generation may create your legacy. While owning land is an open book for […]

Posted on February 22, 2017 by Melissa

First Commonwealth Bank offering $350 Cash Back on New Mortgage Loan

Purchasing a home is a substantial financial endeavor. Cash on hand for closing costs, moving expenses, furnishing the place, and a down payment adds up to a pretty penny no matter the size or location of the property. Establishing a savings account and habit of consistently setting money aside helps with the financial burden of […]

Posted on February 21, 2017 by Melissa

Amazon’s New Prime Rewards Visa Signature Credit Card Review – Who Benefits Most?

In January 2017, the online giant, Amazon, launched a shiny, new rewards credit card for its most loyal shoppers. The Amazon Prime Rewards Visa Signature Card made a splash among Amazon customers given its enhanced benefits and rewards potential, exclusively available to Prime account members. The Amazon Prime Rewards Visa Signature Card has a big […]

Posted on February 20, 2017 by Melissa

Practical Ways to Fund Your Startup Business

There’s a certain allure to being your own boss. The promise of flexible hours, creating an income with no foreseeable caps, and having an impact on the community or industry are all reasonable draws to starting a business. However, most startups remain in the dream phase due to one common, difficult hurdle: financing. Funding a […]

Posted on February 17, 2017 by Melissa

Home Equity Loan Options for Mobile Homes

Purchasing a mobile home is one method to enter the housing market in an affordable way. Mobile homes are far less expensive than stand-alone single family homes, and because they are manufactured to be moved, mobile homes are often treated as personal property instead of real estate. This designation keeps property taxes relatively low and […]

Posted on February 16, 2017 by Melissa

IRS Tax Payment Options – When You Owe More Than You Can Afford

Tax season can be a bit of a drag if you have paid too little to Uncle Sam throughout the year. Withholding too little from W2 income, not calculating self-employment tax burdens, or skipping quarterly payments due on additional earned income can create a situation where you owe money to the IRS. In some cases, […]

Posted on February 15, 2017 by Melissa

Valentine’s Day – Fun Facts to Know

Love it or hate it, Valentine’s Day is the holiday of love. Couples new and old celebrate with romantic dinners, weekend getaways, and of course, all the chocolate and candy one’s heart may desire. Although Valentine’s Day is well-known throughout the world as a holiday for celebrating relationships, there are most likely a handful of […]

Posted on February 14, 2017 by Melissa

Desert Schools FCU (AZ) offering Home Equity Line of Credit with 2.49% Introductory APR for 12 Months

A home equity line of credit (HELOC) is a valuable tool for homeowners, as it allows for easy, affordable access to equity. When interest rates are low, a home equity line of credit can be used to fund life’s major expenses, including college funding for children, large home projects or renovations, or consolidating debt that […]

Posted on February 13, 2017 by Melissa