About Melissa

Melissa

Melissa has worked in the financial services industry for the past several years, and works to help her clients understand the often complex financial vehicles available to them for both lending and investment strategies. She is passionate about financial literacy, and as part owner of her financial planning firm, she strives to educate her clients in a way that empowers them to make the most suitable financial decisions for their unique circumstances.In addition to working with her financial planning clients, Melissa contributes articles to a number of business and finance related sites, such as APRfinder and P2Binvestor; she also is a columnist for elephant journal, which showcases more personal musings. To keep up with Melissa’s published work, or to see the occasional (read, frequent) puppy cameo, follow her on Twitter.

Recent Posts by Melissa:

Granite State Credit Union (NH) offering 1.95% Interest Rate on Loans for Several Vehicle Types

Buying a new or used vehicle requires some level of financing for most borrowers. While dealerships provide some options for an auto loan, the pricing is not always the best fit for a borrower’s monthly budget. Before heading out to find a new ride, it is important to shop around for the best available interest […]

Posted on April 27, 2017 by Melissa

Regulatory Changes on the Horizon for Credit Scoring – Tax Liens & Civil Debts Out!

The method in which credit scores are calculated for the millions of consumers in the United States has changed very little over the last few decades. The credit reporting agencies – Equifax, TransUnion, and Experian – utilize certain data fed to them by lenders, employers, and the courts to determine just how creditworthy an individual […]

Posted on April 26, 2017 by Melissa

Superior Choice Credit Union (WI) offering Home Loan with No Closing Costs

Purchasing a home is a significant investment of both time and money. Not only do homeowners need to set aside for a sufficient down payment, but savings must also be available to pay for additional expenses including closing costs. On average, new homeowners spend between $5,000 and $10,000 on closing costs alone, making the financial […]

Posted on April 25, 2017 by Melissa

Private Mortgage Insurance vs Homeowners Insurance – Understanding the Differences

Breaking down insurance terms can be tricky, especially if you’re starting the journey toward homeownership. Most new homeowners and potential buyers have heard of homeowners insurance and private mortgage insurance, but it is common to get the two types of insurance confused. While one offers protection against financial loss to the homeowner, the other works […]

Posted on April 24, 2017 by Melissa

Vacation Financing Options – Best Ways to Pay for a Vacation

Taking some well-deserved time away from the normal work or life grind is a necessity for most people at least once each year. Whether solo, with a significant other, or with the entire family, simply thinking about a vacation is relaxing – until it comes down to figuring out the dollars and cents. Adding up […]

Posted on April 19, 2017 by Melissa

Boost Your Money Know-how for Financial Literacy Month

Not many people are brought up in an environment where finances are discussed openly and honestly, and few schools offer a financial literacy course to students at any stage of their educational journey. In recent years, however, the importance of financial literacy has grown exponentially, with employers, creditors, and consumers alike realizing that having an […]

Posted on April 18, 2017 by Melissa

Chase offering $595 Cash Back on New Home Loan

Buying a home is a significant investment of both time and money, as finding the right mortgage, setting aside funds for the down payment, and clearing up any credit issues are necessary steps in the process. Homebuyers can reduce some of the stress and frustration that comes with purchasing a home by shopping around for […]

Posted on April 17, 2017 by Melissa

KeyBank Checking Account Promotion – Deposit $500, Get $200 Bonus

Checking accounts don’t often entice excitement, as most simple act as a holding account for money that will soon be sent off to pay bills or to fund savings. Every now and again, though, a promotional offer from a bank or credit union makes the thought of opening a new checking account more appealing. Currently, […]

Posted on April 13, 2017 by Melissa

Boat Financing Options – How to Finance a New or Used Boat

It’s that time of year when people start thinking about getting out on the water, but the decision to add a boat to your vehicle lineup is a big one, even for the most knowledgeable boat users. Boats, unlike most other vehicles, can be incredibly expensive leisure item which creates the need to find the […]

Posted on April 12, 2017 by Melissa

Consolidating Your Debt to Save Money – Common Debt Consolidation Options

Getting into debt is all too easy in today’s money-centric environment. Credit cards with high limits make it a breeze to spend above our means, and an unexpected bill out of the blue when no emergency savings exists can result in turning to debt to cover it. No matter the cause of debt, it can […]

Posted on April 11, 2017 by Melissa