Business Credit Cards
Business credit cards are a great way for businesses and employees to get discounts, earn rewards, and receive other benefits from the money they are already spending on company purchases and when traveling. When researching credit cards for corporations or small businesses, there several things to look for to help you save money and get the best perks: cash back bonuses, travel / airline miles, gas rewards, annual fee, standard APR and low introductory rate are just a few of the most common considerations. Compare some of best business cards below, then click "apply now" to apply online.
Discover Business Cards
Discover® Miles Card
Frequent travelers need a card that gives them the best benefits when they travel the world. The Discover® Miles Card allows you to earn miles for every $1 you spend.
- 12,000 Bonus Miles with up 1,000 per month for 12 months
- Earn 1 Mile on every $1 you spend
- Flexible redemption options such as travel credits, merchandise, gift cards or cash
- *Click apply to view rates, fees, rewards, limitations and other important information
| Intro Apr | Balance Transfer | Regular APR | Annual Fee | Credit Needed |
|---|---|---|---|---|
| 0% | 6 mo - balance transfers & purchases | 10.99-16.99% | $0 | Good |
Escape by Discover® Card
Travel the world using a credit card that benefits you. The Escape by Discover® card offers up to 25,000 Bonus miles, plus these other great benefits and a lot more:
- 1,000 Bonus miles every month you make a purchase for the first 25 months
- Unlimited Double Miles for every $1 you spend
- Redeem Miles for travel credits, cash or gift cards
- *Click apply to view rates, fees, rewards, limitations and other important information
| Intro Apr | Intro Period | Regular APR | Annual Fee | Credit Needed |
|---|---|---|---|---|
| 0% | 6 mo - balance transfers & purchases | 10.99-16.99% (variable) |
$60 | Good |
* We make every reasonable effort to provide you with the most accurate offer information available; however, it's still important to review the terms and conditions set-forth on the credit card issuer's website. All information is presented here without warranty of any kind. Click on the "Apply Now" button to review each business credit card application page and fill out the online application form.
One of the main benefits of using a business credit card is that businesses will be able to keep track of all their company purchases on one account statement. This will make it easier to manage employee spending, as well as tracking down their purchases when it comes time to do taxes. It will also come in handy for the employees using the card who need to be able to quickly track down all of their work-related expenses for reimbursement by their employer.
Besides writing off most of their expenses, companies will probably be able to write off the interest paid on the card if they made no personal purchases using during that time period. This can be very advantageous for corporations and small business owners who need all the help they can get when filing their taxes.
Often times credit card companies will give you instant approval if you apply for a card online. However, some times when applying over the Internet additional time may be needed to approve an application, depending on each individual's credit situation.
Other Helpful Resources for Consumers
- FTC consumer information on credit and loans
- FRB's consumers guide to credit cards
