Cash Back Credit Cards

Cash back credit cards are a great way for people to earn huge cashback rewards and bonuses from using their card at the places they already shop and thousands of other locations. When researching cashback credit cards there several things to look for to help you save money and get the best perks: cashback rewards, bonus points, redemption options, paying-on-time reward, introductory rate, annual fee and standard APR are just some of the most common ones. Compare some of best cash back cards below, then click "apply now" to apply online.

Top Cash Back Cards

* We make every reasonable effort to provide you with the most accurate offer information available; however, it's still important to review the terms and conditions set-forth on the credit card issuer's website. All information is presented here without warranty of any kind. Click on the "Apply Now" button to review each credit card application page and fill out the online application form.

One of the most common reasons people get a cash back credit card is to earn cashback rewards on purchases they are already making anyway. Oftentimes cardholders will get up to 5% back, and even an additional 20% bonus on many of the purchases they make. However, some times certain restriction will apply, such as only getting rewards for purchases made on items that fall within a specific category of merchandise or service type. It's important to read all of the terms and conditions carefully.

People who can take the best advantage of cash back cards are those who pay off their balance every month. Often times they will come with a slightly higher interest rate to make up for the awesome benefits and rewards. One of the most important things to consider when deciding if these types of cards are good for you is your spending habits. If you're not disciplined enough to pay off your bill each month, then you can often offset any rewards by carrying a large balance, that will cost you more in interest. In those cases a lower annual percentage rate card may be a better option for you. However, if you plan on consistently paying the entire balance each month, these cards definitely offer some the best deals.

The best cashback rewards cards typically require a higher than average credit score and a great credit history. However, there are lots of options available, so all consumers should be able to find something that benefits them well and fits their specific needs.

Often times credit card companies will give you instant approval if you apply for a card online. However, some times when applying over the Internet additional time may be needed to approve an application, depending on each individual's credit situation.

Other Helpful Resources for Consumers

- FTC consumer information on credit and loans
- FRB's consumers guide to credit cards

Credit Cards by Type

• Low APR Credit Cards
• Cash Back Credit Cards
• Business Credit Cards
• Student Credit Cards
• Prepaid Debit Cards
• Secured Credit Cards

Cards by Issuer

• American Express
• Credit One Bank
• Discover Card
• IBERIABANK
• Simmons First

Credit Card Basics

• History of Credit Cards
• Credit Card Teminology
• Types of Credit Cards
• Common Costs & Fees
• Choosing a Card
• Using Credit Wisely
• Card Safety Tips

Downloadable Guides

• Free Credit Card eBook PDF

Financial Tools

• Credit Card Payment Calculator