Boat Loans

Woman circling word credit with sailboat and water behind.There is something surreal about having a boat, whether your ideal day on the water includes entertaining or simply relaxing. Owning a boat can be a freeing experience, but for most water lovers, buying a new or used boat carries with it a need for affordable financing, either in part or in full. That is because most boat purchases are significant, requiring more cash on hand than what is typically necessary for a vehicle purchase.

Fortunately, there are a variety of traditional boat loans as well as personal loans for boats that are currently available from a variety of online lenders and others with a wide range of terms. We are always on the hunt for the best personal boat loan deals from the most dependable companies. You can use these personal loans to buy a pontoon boat, sailboat, fishing boat, jetboat, motorboat, yacht, or other type of watercraft.

On our website, you will find borrower tips as well as the latest promotions from financial institutions ready to help you finance your next big or small boat purchase for a family outing, boating in saltwater at sea, jet skiing, fishing in freshwater ponds, lakes, and rivers. Here are some of the best personal loans for a boat in March 2024.

Top Personal Loans for Boats – March 2024

Upstart Logo.

APR

7.8 - 35.99%*

Loan Term

3 & 5 years

Max Loan

$50,000
Upgrade Logo.

APR

8.49 - 35.99%*

Loan Term

2 - 7 years

Max Loan

$50,000
Axos Bank logo

APR

11.79% - 20.84%*

Loan Term

3 - 6 years

Max Loan

$50,000

*See advertiser websites for a fully updated list of conditions, terms, rates, and fees.

Online Boat Loan Quote

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Get a Personal Boat Loan up to $35,000

  • Use to buy a new boat or repair an old watercraft – rates as low as 5.99% APR
  • Choose from peer-to-peer loans, installment loans, and traditional bank loans
  • Simple and secure online loans from a vast network of trusted lenders
  • Get approved within minutes and receive next-day funding

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