Student Loans

Several student loan lenders offer attractive loan terms for extended repayment, variable or fixed interest rates, and budget-friendly monthly payment options, but it can be difficult to navigate the growing number of lenders and offers. Here, we’ve put together helpful borrower tips along with the best low APR private student loan options from a variety of lenders to make your search for the right educational funding or student loan refinancing a little easier.

Top Student Loan Refinance Offers for March 2024

SoFi logo.

APR

5.24 – 9.99%
(w/AutoPay)*

Loan Term

5 – 20 years

Min Loan

$5,000

*See advertiser websites for fully updated list of conditions, terms, rates and fees.

Online Student Loan Rate Quote

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Get a Private Student Loan up to $35,000

  • Use to pay for college classes or consolidate school debt with a low interest rate
  • Choose from peer-to-peer loans, installment loans, and traditional bank loans
  • Simple and secure online loans from a vast network of trusted lenders
  • Get approved within minutes and receive next-day funding

The word loans atop textbooks on a student's desk with piggy bank and chalkboard.As the cost of attending college continues to rise, the need for financing options to manage education expenses is pressing for millions of individuals. Student loans are made available directly through the federal government, but for some, it isn’t enough. Private student loans are a method to get the funding you need to finish a degree program, or to consolidate and refinance current student loan balances.

Recent Articles & Promotions:

Discover Student Loans Offers 1% Cash Reward for Good Grades

When you were in elementary school, junior high, or otherwise, did your parents or someone else ever offer to reward you for good grades? Maybe it was as simple as buying the toy you wanted, increasing your allowance, or buying your first car.

What Happens if You Default on Student Loans?

Keeping up with student loan debt is a financial hurdle millions of borrowers face each year. With more than trillions owed collectively among millions of borrowers, it is no surprise that student loan default is a hot topic. Failing to pay student debt on time each month can have drastic effects on multiple facets of […]

How Student Loans Affect Credit

If you’ve borrowed or plan to borrow student loans in the near future, you might be curious about how they impact your credit. Your credit score and credit history are important to your future, since they affect whether you can borrow a loan, like a mortgage. Your credit also affects the interest rates you’ll receive.

Consolidation versus Refinancing Student Loan Debt

Millions of people carry the burden of paying for a college education well beyond graduation. Student loans make it possible for many to earn a degree without fronting a significant amount of cash out of their own pockets. But whether loans are funded through federal programs or private lenders, it can seem like a never-ending […]

Smart Ways to Pay for a College Education

Attending a college or university and earning a degree is a large part of setting yourself up for success well into the future. Most employers require potential hires to have completed at least some level of higher education before a job offer is made. For better or worse, more weight is placed on earning a […]

Reduce Your Student Loan Size with a Forgiveness Program

In our modern-day lives, getting a college degree is a way of life for many. Most employers prefer applicants have some kind of degree. Over the past few decades, young people have flocked to universities across the nation and taken large student loans in order to fund their studies. However, as tuition prices skyrocketed, so […]

Types of Student Loans –Conventional vs. Unconventional

From tuition and books to room and board, the cost of college has skyrocketed over the last several decades. This has left many students pursuing a college education in need of some form of financial aid to help cover expenses. Fortunately, student loans are available to help when needed. Both conventional, or federal, student loans, […]

Should You Refinance Your Private or Federal Student Loans?

Student loans make up trillions of consumer debt across the United States alone, financially challenging more than 40 million borrowers. With the average student loan debt coming in at more than $35,000 per individual, it is no surprise that many feel trapped and overwhelmed by their college debt load.