Credit Card Guide

credit card guideShopping for a new credit card can be a stressful process. Especially for first-time applicants. If you're searching for the best card for your specific needs, we've put together this effective guide to help you find the right one.

In this FREE guide:

  1. Credit Card History
  2. Common Terminology
  3. Types of Cards
  4. Typical Costs & Fees
  5. Using Credit Wisely
  6. Choosing a Card
  7. Usage Safety Tips

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Download a copy of our FREE Credit Card Guide and receive valuable industry updates via email.



Overview

Once you've downloaded this free PDF e-book guide you'll be pleased to find a ton of great content. It takes you step-by-step through the credit card application process to help you identify the best available options, and find the right card for your specific needs.

History - The beginning of this guide provides a brief look into the history of credit cards, such as their origin, usage, who invented them and why, and how they've transformed overtime.

Terminology - This chapter gives an overview of some of the most common terms used in the majority of credit card agreements. Applicants really should familiarize themselves with this basic terminology when comparing credit cards; otherwise they could quickly find themselves overspending, behind on payments, and deep in debt.

Types - There are so many different types of cards to choose from it can sometimes get confusing as to what the differences between each of them are. This chapter goes over the varies styles, types, and brands of credit cards for consumers to choose from.

Costs & Fees - This section provides an explanation of the difference between interest rate and annual percentage rate (APR), goes over fixed and variable rates, calculation methods, and identifies typical fees to be aware of.

Comparing - Provides some very helpful considerations to think about when looking for a new card, provides some important points to consider when comparing them, and gives crucial questions to ask oneself before picking one.

Usage - There's no doubt that credit cards are an essential part of today's economy; however, they also come with great responsibility. Many consumers have found themselves in a world of trouble by not using their cards wisely and paying attention to their overall finances. This section goes over some of the most common problems that come along with being a cardholder, and how consumers can avoid them.

Safety Tips - Credit cards are such a necessity and way of life these days that many people don't think too much about their security. And it's exactly that type of carelessness that can turn a person's financial world upside down if their not careful. This chapter provides some general safety precautions for cardholders too keep in mind when using their cards in a store or shopping online, and provides some tips for disputing discrepancies on their statement.



How to get it?

If you haven't already, simply enter your name and email address in the download form above, then we'll send you a quick message with your free credit card ebook PDF guide attached.