Escape by Discover® Card
Travel the world using a credit card that benefits you. The Escape by Discover® card offers up to 25,000 Bonus miles, plus these other great benefits and a lot more:
- 1,000 Bonus miles every month you make a purchase for the first 25 months
- Unlimited Double Miles for every $1 you spend
- Redeem Miles for travel credits, cash or gift cards
- *Click apply to view rates, fees, rewards, limitations and other important information
| Intro Apr | Intro Period | Regular APR | Annual Fee | Credit Needed |
|---|---|---|---|---|
| 0% | 6 mo - balance transfers & purchases | 10.99-16.99% (variable) |
$60 | Good |
Apply for the Escape by Discover Card by clicking the "Apply Now" button and filling out the secure online application.
Summary Review of the Escape by Discover Credit Card
If you're a frequent traveler or business person, the Escape by Discover® credit card is definitely worth considering. It allows you to take advantage of numerous travel benefits, and rewards you greatly for using it during your travels as well as on all other purchases you make.
Rewards
This card allows you to earn unlimited miles on all purchases, giving you two miles for every dollar you spend on merchandise and services. And what's really great is that your rewards have absolutely no expiration date, as long as you actively use your.
In addition, you can receive up to 1,000 bonus miles during each calendar month you make a purchase, for 25 months from the date your account is opened, with a cap of 25,000 bonus miles. This is a promotional offer that's in addition to the standard miles already earned on your purchases.
Benefits
There's no restriction on your travel, which allows you to fly on any airline, book any hotel, and get any car rental, with no blackout dates.
The Escape card offers a variety of flexible redemption options such as traveling credits, merchandise, gift cards or cash.
Travel insurance benefits include primary car rental, lost or damaged luggage, travel delay, and trip cancellation when you book using your Escape by Discover card.
Purchases
You can expect a super-low 0% introductory APR for 6 months from the date the account is opened. Following the intro period the Escape Discover Card will carry a low ongoing variable APR of 10.99-16.99%, as determined by your creditworthiness and score.
The zero percent introductory APR on purchases is extremely helpful if you're looking to make large purchases or take a trip soon because it gives you the ability to purchase an item and pay it off within six months without having to pay any interest on the purchases. Or you could take advantage of the low intro annual percentage rate by using the card for all of your gas fill-ups, groceries, and other purchases while reaping many of the benefits and rewards.
Balance Transfers
You'll get a lovely zero percent introductory Annual Percentage Rate for six months from date of your first transfer. The way this is set-up is really helpful because it means you don't have to make any transfers right away, and will still be able to take care of the 0% interest on balance transfers for a full six months, as long as you initiate the transfers before a certain date, determined by when you apply for the credit card.
When your intro APR expires your annual percentage rate will be 10.99-16.99% based on your credit worthiness and score. It's a variable rate that will vary with the market based on the current Prime Rate.
When you transfer balances there will be a 3% balance transfer fee for each transaction, and when you have a balance transfer balance the minimum payment due calculation increases by $40.
Other Rates and Fees
If you default on your agreement by making a late payment you could see your introductory and standard APRs rise to 15.99-21.99%, depending on your creditworthiness and other factors considered by Discover®. You will also be subject to a $35 late payment fee.
Whenever you get a cash advance by borrowing money from your credit limit using a cash machine, or get cash directly from your account using convenience checks, or by some other means, you will be charged either $10 or 5% of the amount of each cash advance, whichever is greater, and a 23.99% cash advance APR on the money borrowed.
There is absolutely no set-up fee, but for the ability use the Escape card they do require a $60 annual fee.
Credit Score
Our research indicates you'll need a higher than average credit score to get approved for the Escape Discover card. However, we've found some reports of people getting accepted with as low as a 653 score.
Customer Loyalty
You'll have the piece of mind knowing Discover has ranked #1 in customer loyalty by the Brand Keys Customer Loyalty Engagement Index report for fifteen years in a row!
* We make every reasonable effort to provide you with the most accurate offer information available; however, it's still important to review the terms and conditions set-forth on the credit card issuer's website. All credit card information is presented here without warranty of any kind. Click on the "Apply Now" button to review the Escape by Discover® application page and fill out the online application form.
Helpful Credit Card Resources for Consumers
- FTC consumer information on credit and loans
- FRB's consumers guide to credit cards
- Official Discover Card website
