Discover® Student Mix Tape Card
The Discover Student Mix Tape Card is cool looking and helps students establish their credit while earning killer Cashback bonuses and rewards.
- Earn a 5% rebate on all purchases made in certain categories: gas, restaurants, department stores and more..
- Earn up to 1% for other purchases
- 0% APR for first 9 months
- *Click apply to view rates, fees, rewards, limitations and other important information
| Intro Apr | Balance Transfer | Regular APR | Annual Fee | Credit Needed |
|---|---|---|---|---|
| 0% | N/A | 13.99-20.99% | $0 | Fair |
Apply for the Discover Student Mix Tap Card by clicking the "Apply Now" button and filling out the secure online application.
Summary Review of the Discover Student Mix Tape Credit Card
This credit card is best for college students that want to build their credit while earning cash back. You will have an average interest rate as far as student credit cards go, but won't have to pay any annual fee. As a cardholder you will be able to enjoy a zero percent annual percentage rate for a full nine months while earning rewards by using your card for many purchases you'd be making anyway.
In addition, the Cashback program offers a huge 5% Cashback when cardholders signs up for available category bonus programs such as gas and entertainment, restaurants and movies, summer fun, and holiday shopping. And, you'll be able to earn up to 20% when you ShopDiscover online.
Rewards
The 5 percent Cashback Bonus program lets you get a 5% Cashback Bonus on specific category purchases, up to the total purchase dollar amount specified in each program you sign up for. Beyond that you will continue to automatically earn up to 1% Cashback Bonus on most other purchases, when using your Discover Mix Tape card.
Earn 5% to 20% Cashback Bonus on every purchase you make at over 200 top online retailers.
Your rewards will have no expiration date, and remain active as long as you are actively using your credit card.
Benefits
Gives students the ability to get their credit started on the right track, while enjoying most of the same benefits and rewards other Discover cash back cardholders do.
Purchases
You can expect a super-low 0% introductory APR for 9 months from the date the account is opened. Following the intro period the Student Mix Tape Discover Card will carry a low ongoing variable APR of 13.99-20.99%, as determined by your creditworthiness and score.
The zero percent introductory APR on purchases is extremely helpful if you're looking to make large purchases because it gives you the ability to purchase an item and pay it off within nine months without having to pay any interest on the purchases. Or you could take advantage of the low intro annual percentage rate by using the card for all of your gas fill-ups, groceries, and other purchases while still taking advantage of its many benefits and rewards.
Balance Transfers
Balance transfers are only offered on this card at the sole discretion Discover® Bank.
Other Rates and Fees
If you default on your agreement by making a late payment you could see your introductory and standard APRs rise to 18.99-25.99%, depending on your creditworthiness and other factors considered by Discover®. You will also be subject to a $35 late payment fee.
Whenever you get a cash advance by borrowing money from your credit limit using a cash machine, or get cash directly from your account using convenience checks, or by some other means, you will be charged either $10 or 5% of the amount of each cash advance, whichever is greater, and a 23.99% cash advance APR on the money borrowed.
There is absolutely no set-up fee and a $0 annual fee.
Credit Score
Our research indicates you'll only need a fair credit score to get approved for the Discover Student Mix Tape card.
Customer Loyalty
You'll have the piece of mind knowing Discover has ranked #1 in customer loyalty by the Brand Keys Customer Loyalty Engagement Index report for fifteen years in a row!
* We make every reasonable effort to provide you with the most accurate offer information available; however, it's still important to review the terms and conditions set-forth on the credit card issuer's website. All credit card information is presented here without warranty of any kind. Click on the "Apply Now" button to review the Discover Mix-Tape Card application page and fill out the online application form.
Helpful Credit Card Resources for Consumers
- FTC consumer information on credit and loans
- FRB's consumers guide to credit cards
- Official Discover Card website
