Apple FCU (VA) offering 5.74% Unsecured Personal Holiday Loan Special

Apple Federal Credit Union logoThe holidays can be an expensive time of year, with money seeming to fly out the window for gifts, travel, entertaining, and maybe a little something for yourself in all those deals. But it’s common to push the limits for a monthly budget when the end of the year rolls around. To help protect your cash flow or stick with a budget throughout the holiday season, a personal loan can be a smart financial tool to use.

Currently, Apple Federal Credit Union based in Fairfax, Virginia, is offering a holiday loan with rates as low as 5.74%. Members of the credit union can borrow up to $2,000 as an unsecured personal loan from now through December 31, 2016, and may extend repayment as long as 11 months. For example, a holiday loan of $1,000 taken out through Apple Federal Credit Union with the lowest available interest rate and an 11-month repayment term would result in a monthly payment of $94.

Borrowers must qualify for the holiday loan based on their income, credit profile, and credit score. Those with exemplary credit are offered the lowest possible interest rate, while those with less than ideal credit factors may qualify for a higher interest rate. The credit union does not offer a cap on available interest rates for less-qualified borrowers.

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Prior to applying for a new loan through Apple Federal Credit Union, individuals must become members. To qualify for membership with Apple FCU, individuals must fall into one of the following categories:

  • Anyone who lives, works, worships, volunteers, or attends school in Fairfax County, Fairfax City, Manassas City, Manassas Park, or Prince William County, Virginia
  • Anyone who is an employee or member of a participating business or organization included in Apple FCU’s Select Employee Groups
  • Anyone who is a direct, immediate family members of a current Apple FCU member

Apple Federal Credit Union was established in 1965 with the specific purpose of providing quality banking services to members of the education community. Today, the credit union provides a wide range of deposit and lending products to its members, operates more than 20 branches throughout Northern Virginia, and provides access to more than 53,000 ATMs.

Individuals interested in securing their cash flow through the unsecured holiday loan offered by Apple Federal Credit Union can gather more information by visiting any branch location, by contacting a member service representative at 800-666-7996, or by visiting Apple Federal Credit Union online.

Posted on November 14, 2016 by in Personal Loans,

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