About Brent

Brent

Recent Posts by Brent:

Bankruptcy Types, Consequences & Myths

A last resort for many people, and a fitting topic for the concluding article in this series, is bankruptcy. If you have explored all the other options available for dealing with debt, including professional help, bankruptcy is there. Previously a taboo subject, bankruptcy has seen a rise in recent years. And to some, does not […]

Posted on May 2, 2012 by Brent

Seeking Credit Counseling Services for Your Debt

Getting out of debt is hard. For many, turning to professional help offers the needed support to get them on the road to success. When considering this route, remember the earlier the better. Reaching out for help before it is too late will help those involved help you in the best manner.

Posted on April 16, 2012 by Brent

4 Common Ways to Clean Up Debt

Consolidation is definitely one of the most common routes to take when cleaning up your debt, but there are also many other popular options available, which you can do alternatively, or in addition to consolidating it.

Posted on March 28, 2012 by Brent

3 Best Ways to Consolidate Personal Debt

An often heard term when discussing debt management is consolidation. From the advertisements on TV to pamphlets from various street corners, debt consolidation seems to be the buzzword of the moment.

Posted on March 19, 2012 by Brent

Understanding Your Personal Debt

The first step when organizing your finances or starting any debt management plan is to fully understand your personal debt. Debt is money, goods, or services owed by an individual to someone else. Someone who owes a debt is called a ‘debtor’. There are many causes for a person to go into debt, but the […]

Posted on March 8, 2012 by Brent

Credit Card Safety Tips

While credit cards have in many ways made our lives easier, they can also provide a serious headache if you’re not careful with them. It’s important to keep your personal finances secure; otherwise you could find yourself in a world of hurt if someone malicious gets a hold of your information.

Posted on February 15, 2012 by Brent

Tips for Using Credit Cards Wisely

After obtaining a credit card it’s important to take measures to use this newly obtained credit wisely. Having a credit card isn’t what gets some people in trouble, it’s the way they use it that does.

Posted on January 24, 2012 by Brent

Choosing a Credit Card

With the seemingly endless array of credit card options available, it can be difficult to decide which “the best” is. Banks, credit unions, retailers, and credit card companies all issue credit cards. These plastic cards offer various perks from airline miles, cash-back, concierge services, to store specific savings.

Posted on January 12, 2012 by Brent

Common Credit Card Costs & Fees

Spending money that doesn’t feel like yours may be fun, but it certainly isn’t free. The costs and fees associated with credit cards is something that’s important to fully understand prior to using your card for the very first time. Otherwise, you could be surprised by a number of huge costs and fees you never […]

Posted on January 5, 2012 by Brent

What Affects Your Credit Score

Credit Score. Even the phrase leaves people somewhat guarded, embarrassed, or confused. In basic terms, a credit score is a three digit number between 300 and 850 generated by a mathematical formula. This formula takes into account your previous payment history and amount of credit outstanding, among other important details we’ll cover shortly.

Posted on December 23, 2011 by Brent