Bad Credit Loans from Logo - Bad Credit LoansThere are many reasons why credit histories and scores are less than perfect over one’s lifetime. Missing a payment here and there, maxing out credit cards, or having an account find its way to collections status all put a severe ding in your credit report. Getting affordable financing for life’s major expenses is not an easy task when credit history is poor or lacking, but there are several lenders that work with borrowers with bad credit. has been providing loan options to individuals with spotted credit history since 1998 by connecting borrowers with lenders through its online platform.

How Works

Bad Credit Loans is an online service that is offered at no cost to individuals seeking financing for a myriad of needs. The company is not a lender itself but instead makes a connection between the borrower and available lenders that may be willing to make a loan offer even when credit history and score is an issue. Through its website, borrowers simply select the loan amount they would like to request and input a valid e-mail address to start the process of connecting with a lender. Once the loan request is submitted, Bad Credit Loans lenders review it and make an offer to qualified borrowers.

If a loan is approved, the borrower simply reviews the loan terms and accepts the best offer, all through the simple online platform. The lender sends the loan proceeds directly to the borrower’s provided bank account, and repayment begins per the terms of the loan agreement. Through, borrowers are not obligated to accept any loan offer if the terms or repayment agreement does not meet their needs.

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Types of Loans Available works with several different lenders, which means the loans offered to one borrower may be different than those suggested for another borrower. However, the company typically connects borrowers with lenders that are able to offer personal, unsecured loans between $500 and $5,000. For individuals with severely damaged credit, loans up to $1,000 may be available. Each lender creates its own repayment terms and interest rates, all which affect the monthly amount due on the loan. Loan repayment terms range from three to 36 months, depending on the amount borrowed and the creditworthiness of the borrower, with personal loan interest rates usually ranging between 5.99% and 35.99% APR. Fortunately, all borrowers can expect a fixed monthly payment, though, and a steady interest rate for the life of the loan.


Although does not require borrowers to meet specific credit guidelines, there are a few eligibility requirements that must be met. First, borrowers must be at least 18 years of age and be able to provide proof of citizenship, like a social security number or legal resident status. Borrowers must also provide verification of regular income from full-time employment, self-employment, or disability benefits from the federal government. A checking account in the borrower’s name must also be provided, along with a valid e-mail address and work and home telephone numbers. is a smart place to start for individuals who are in need of financing for small to large expenses but do not have strong credit histories or scores. In addition to personal unsecured loans for people with bad credit, the online platform also provides a plethora of resources about how loans and credit card work, and what borrowers can do to improve their financial well-being as it relates to their credit information. Get started at

Posted on September 25, 2017 by in Personal Loans

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