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Purchasing a mobile home is an affordable method to enter the housing market. Mobile homes are far less expensive than stand-alone single-family homes. And because they are manufactured to be moved, mobile homes are often treated as personal property instead of real estate. This designation keeps property taxes relatively low and saves homeowners on insurance
It can get old hearing about the importance of fiscal responsibility and maintaining healthy credit scores, even if you love learning about personal finance. However, getting this one wrong early in life can make the rest of it a lot tougher. Here we cover what a Fair Isaac Corporation (FICO) credit score is, what the
When you’re looking to sell a home, one of the best ways to save money at closing is to do all the legwork yourself. Selling your own home can cut out the expensive middlemen, including real estate agents and brokers. This strategy also ensures you have full control over the advertising, negotiations, and purchase and
Managing money presents challenges for many individuals, primarily when little to no education is provided on financial literacy throughout childhood or as an adult. Personal financial management may be even more difficult to champion for those struggling with mental health concerns. Several obstacles can complicate one’s financial picture, from problems with executive functioning and memory
Running a small business can be a real challenge. You need to juggle multiple roles and responsibilities at the same time. While it’s always ideal to get some help, it is common for business owners to double as their secretaries and accountants in an effort to reduce expenses. However, taking on all these menial tasks
The Buy Now, Pay Later (BNPL) market continues to grow, offering consumers flexible payment solutions for everyday purchases. Major BNPL providers like Affirm, Klarna, and Afterpay have refined their offerings to make installment payments more accessible, with some introducing subscription-based plans and enhanced budgeting tools. While BNPL can be a convenient way to manage expenses
When you’re trying to save money, it’s important to know that you have a handful of options to choose from. Most of us know about conventional savings accounts offered by local banks and credit unions, but there are other common savings account types, too. A few different types of savings accounts have stood the test
With the endless array of credit card options available, deciding which credit card is the best for you can be difficult. Banks, credit unions, networks, retailers, and national credit card companies issue credit cards with a variety of benefits and perks. From airline miles and cash-back rewards to concierge services, rental car insurance, and store-specific
The Fair Isaac Corporation, better known as FICO, is the most commonly used credit score model by lenders and other creditors. Since its inception in the 1960s, the credit scoring company has developed and implemented several iterations of the FICO credit score, many of which are still used in evaluating credit applications today. As consumer
It’s that time of year when people start thinking about getting out on the water. For some of you, that means buying your first boat. While for others, that means buying another one. The decision to add a new or used boat to your vehicle lineup is a big one. Even for the most knowledgeable