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There was a time when travel, specifically hitting the skies, was reserved for the well-to-do. As increased demand from consumers led to greater supply, the need for amassed riches to get out of dodge toned down drastically. However, traveling by land, sky, or sea comes with other challenges above and beyond the cost considerations alone.
U.S. Household debt is on the rise. Some of it can be attributed to wages not growing at the same pace as inflation. However, there will always be Americans who need to take on extra debt to pay for an unexpected medical emergency, obtain a working car, pay for home repairs, or something else. Regardless
Being responsible with money doesn’t come naturally to everyone. Mistakes are made, especially early on in life. That could include overextending yourself when it comes to purchases made on credit, missed or late payments causing your interest rates to go up, and ignoring missteps to the point they get you deep into debt. Additionally, things
The dreaded word bankruptcy has carried a severely negative connotation for far too long. The truth is many people end up filing for bankruptcy. Hundreds of thousands of bankruptcies are filed by businesses and individuals each year, so don’t think you’re alone if you’ve had to make this difficult financial decision. An unexpected medical emergency
Purchasing a mobile home is one method to enter the housing market in an affordable way. Mobile homes are far less expensive than stand-alone single-family homes. And because they are manufactured to be moved, mobile homes are often treated as personal property instead of real estate. This designation keeps property taxes relatively low and saves
Personal loans can be used for a variety of financial needs, from debt consolidation to paying off taxes, home improvement, or financing a major purchase. Securing a fixed-rate loan with a predictable monthly payment can be more cost-effective than a double-digit interest-rate credit card. Several lenders offer personal loans, including credit unions and traditional banks.
There are many reasons why credit histories and scores become less than perfect over one’s lifetime. Missing a payment here and there, maxing out credit cards, or having an account find its way to collections status all put a severe ding in your credit report. Getting affordable financing for life’s major expenses is not an
The three major consumer credit bureaus in the United States are Experian, TransUnion, and Equifax. There are several reasons why you might need to contact one of these companies. However, they don’t make it easy to get in touch with someone over the telephone. That’s the main reason we’ve compiled this list of telephone numbers
Owning a piece of land without a developed structure on it can be a smart financial move. Building on the property in the future may lead to your dream home or keeping it in the family to pass down from generation to generation may create your legacy. While owning bare land is an open book
Although buying a home is a concrete part of the American dream for most adults, owning land as part of an investment strategy or wealth-building plan is becoming more popular. Having a small, untouched piece of property holds quite a bit of potential for building a home in the future, farming, or starting another business.