APR finder Blog - Page 23 of 23

Just with personal credit, business credit is an integral component of a company’s overall credibility. Having bad business credit has a negative effect on the financial ability of a company moving forward, as it creates a question in the mind of lenders, suppliers, and other vendors as to how reliable the business is. […]

Receiving your free annual credit report is most easily accomplished by going through AnnualCreditReport.com – the central website put together by the Federal Trade Commission and the three major credit reporting agencies, Equifax, Experian, and TransUnion. The process is simple, whether it is done online, by phone, or through the mail, and does not carry a cost so long as you keep to your once per year maximum. […]

At some point in the business life-cycle, nearly all businesses face a need for funding. In the small business arena, affordable financing can be secured for a myriad of reasons, including working capital, new equipment, expansion, or inventory.

The advancement of technology in the lending marketplace has made the availability of small business loans much greater than in previous decades, but that presents some problems for small business owners. […]

Maintaining a strong credit history and score is the foundation of a healthy financial life, but for millions of Americans, keeping credit in check in easier said than done. A money misstep, like a missed payment or an account that made its way to collections, can happen to anyone, and it is necessary to work toward repairing your credit profile when these issues arise. Credit repair, or the process of rebuilding your credit history and improving your score, is a step in the right direction when the challenge of mending your financial life is too difficult to face alone.
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Asking the courts to dissolve your past debt into nothingness through the bankruptcy process is not an easy choice or a quick solution. It takes time and effort to determine if bankruptcy is the right solution for your financial woes, and it has the potential to leave you high and dry once the process is complete. New lenders often look at bankruptcy, which remains on your credit profile for years into the future, as a negative aspect of your previous financial life. However, there are ways to move forward with new credit after the bankruptcy process is said and done. […]

Man’s need for adventure, risk and excitement is taken to the extreme with the hyper-fast vehicles we create. At the highest end of manufacturing, one can find productive vehicles of immense power. While there is little need for this power, people still forge and innovate new technologies to push mankind into the next era of speed. This need for speed cannot be explained, nor does it need to be explained. It has always and will always exist. […]

Filing for bankruptcy is sometimes the only viable option to get out from under the burdens of costly debt. While the process eliminates some of the pressure placed on monthly cash flow from too many debt obligations, bankruptcy has a significant impact on one’s overall financial life. It leaves a black mark on your credit history and score for an extended period of time (typically, seven to 10 years), and it makes the options for obtaining new credit a true challenge. […]

Did you know that in ancient Egypt, everyone had to pay a tax on cooking oil? In addition to this, the Pharaoh had a monopoly on cooking oil, and the reuse of cooking oil was prohibited. Similar to that, the following are some craziest quirky taxes throughout history that seem really weird, strange, and unusual to me. […]