APR finder Blog - Page 3 of 23

Personal loans can be used for a variety of financial needs, from debt consolidation to paying off taxes and financing major purchases. Whether you are planning to spend big on travel, pay off tax debt, or make a large purchase, securing a fixed-rate loan with a predictable monthly payment can be more cost-effective than a double-digit interest-rate credit card. […]

Financial literacy has been a topic of increasing interest over the last several years. Data on the financial readiness of adults in terms of emergency savings, retirement progress, and other money milestones have shown less than ideal insights about the state of financial health. […]

Several schools of thought drive personal financial management strategies, spanning debt repayment and budgeting to investing and saving for retirement. However, when it comes to the basics of cash flow – that is, monitoring what’s coming in versus what’s going out – the envelope system has long been a tool for success for many individuals and families. […]

In the world of managing personal finances, several digital tools exist to help consumers at each step of the way. From building savings and managing debt to investing with spare change, money apps can lend an impressive, necessary helping hand for common financial issues in 2024. […]

It’s common for parents and grandparents to want to step in and help their children or children’s children on the financial front. Sometimes this means contributing toward a college savings account, opening an investment fund, or simply establishing a bank account in the child or grandchild’s name. […]

Regardless of whether interest rates are increasing or decreasing, savers should not expect traditional banks and credit unions to offer high-yield annual percentage yields (APY) on conventional savings accounts. Fortunately, for those who want to earn a little more without taking on the risk of an investment, online savings provide more bang for your saved buck. […]

Many older Americans have worked decades to save for a stable, well-funded retirement, but managing that savings and wealth over time can present some challenges. On the banking front, seniors need to have options suited for their specific needs when it comes to checking and savings accounts, customer service, branch availability, and fraud protection. […]

Purchasing a mobile home is one method to enter the housing market in an affordable way. Mobile homes are far less expensive than stand-alone single-family homes, and because they are manufactured to be moved, mobile homes are often treated as personal property instead of real estate. […]

Whether you’re planning to buy a new car, or sell, refinance, or repair your current automobile, it’s important to have an idea of a vehicle’s full value. But how can consumers check the value of their own used car, truck, or SUV? […]

There are many reasons why credit histories and scores are less than perfect over one’s lifetime. Missing a payment here and there, maxing out credit cards, or having an account find its way to collections status all put a severe ding in your credit report. […]