APR finder Blog - Page 5 of 23

Getting in touch with an actual human being at each of the three major credit bureaus (Equifax, Experian and TransUnion) can be a real pain, but it shouldn’t be. Unfortunately, the majority of our reader comments have been regarding the frustration felt when calling these credit reporting agencies to reach a real person to discuss identity theft, item disputes, credit freezes, fraud alerts, credit reports, credit scores, credit report locks, and other credit concerns. […]

Having good credit is something most responsible people strive to achieve. Good credit opens doors to purchase a vehicle, home, or even a business. For those who have damaged credit or are just starting out with credit, a secured credit card can be a great option for building and rebuilding your credit score. But a secured card isn’t meant for major purchases. […]

Planning on buying a car and wondering how to save on your loan? Saving money on your auto loan is easier than you think but you have to be proactive: the best way to save on your loan is through refinancing. You can lower your interest rate and save hundreds if not thousands of dollars, just like on your mortgage. […]

A recall on a car, truck, van, SUV, van, or motorcycle takes place when the automaker determines that a specific type of car or a series of models has a defect directly related to the safety of passengers or drivers. […]

For most car owners, getting a new or used vehicle is only viable when some type of financing is involved. Fortunately, loans for cars are made available from a variety of sources, including your local bank or credit union, an online lender, or the dealership itself. […]

Many drivers may not fully understand the concept of financing a vehicle. The reality is that you don’t own the financed car, truck, SUV, motorcycle, or other vehicle outright until your loan is paid off. Until then, a missed auto loan payment may give the creditor the right to repossess your vehicle. […]

Car dealerships often get a bad rap among individuals in the market for a new or used vehicle. There’s often a need to haggle with the salesperson regarding the final price, and an intimidating stack of paperwork that makes it hard to know if you’re getting the best deal. […]

Since the vehicle market has had significant ups and downs over the years, auto dealers have taken a substantial hit in the realm of new car sales. In an effort to incentivize buyers in otherwise stagnant markets, the finance arms in partnership with key dealerships created the 0% auto financing deal. […]

Leveraging one’s borrowing power to purchase a home is often the best financial choice for most individuals. Using a mortgage to buy real estate eliminates the need to save up a significant amount of cash for the transaction. However, buying a home still requires some cash on hand, as well as a healthy credit score and history, steady income, and the ability to repay a long-term loan. […]

Utilizing a mortgage loan to purchase a home is a necessary financial tool for many. Throughout the United States, FHA home loans are one of the most popular mortgages used for primary residence purchases. The popularity of FHA home loans stems from several unique advantages that make them more appealing than conventional mortgage loans. […]