Capital One Quicksilver Credit Card Review for 2024

Quicksilver by Capital One Visa Credit Card.Credit cards come in a variety of flavors – from cashback and travel rewards to secured cards that help build credit. There seems to be a credit card option for just about anyone who wants to use plastic, or metal, rather than traditional cash or a debit card. The number of credit card options can be a bit overwhelming, especially for those merely looking for a straightforward, minimal-frills card for everyday use.

Fortunately, some credit card companies make it easy to pick the best-fit credit card, based on cost, perks, and rewards. Here’s a review of one of those cards – the Quicksilver from Capital One credit card – updated for 2024.

Credit Card Features and Benefits

1.5% Cash Back on Every Purchase

Quicksilver from Capital One is a cashback rewards credit card that makes earning easy. Every purchase made with the card earns a convenient 1.5% cash back, regardless of category or spending amount. There are no limits to the cashback a cardmember can earn, and no restrictions on when it can be redeemed.

Currently, cashback rewards may be cashed in for cold hard cash, in the form of a check or a statement credit. Cardmembers also have the option to use cashback reward dollars to cover purchases made on the card or to purchase gift cards through partner retailers.

$200 Cash Back Bonus

In addition to everyday cashback, the Quicksilver from Capital One credit card also a valuable new member sign-up perk. Currently, new cardholders can earn an additional $200 bonus cash back when they spend at least $500 in the first three months after opening an account. As an added bonus, cardholders can use their points to shop directly at Amazon.com.

Additional Cardholder Perks

Above and beyond the rewards available through the card, Quicksilver by Capital one offers the following added perks:

  • Earn 5% cash back on hotels and rental cars booked through Capital One Travel
  • Extended warranty protection on select purchases made with the card
  • 24-hour travel assistance services
  • Complimentary concierge service
  • Travel accident insurance for trips booked with the card
  • Wikibuy access to compare prices for online shopping
  • Access to Paribus price tracking app
  • Instant notifications for purchases and other transactions
  • Earn $100 for everyone you refer who gets approved, up to $500
  • Access to free CreditWise credit report and score through account dashboard

Credit Card Costs and Fees

0% Introductory APR for 15 Months

While the benefits of the Quicksilver card are strong, it is essential to consider the costs associated with the credit card. New cardmembers have a 0% purchase APR for the first 15 months after establishing an account; after that time, the interest rate ranges from 19.99% to 29.99% depending on credit history and score.

A zero dollar balance transfer fee applies to balance transfers at your regular balance transfer APR, but a three percent transfer fee will apply to balance transfers at any promotional APRs.

Annual, Foreign, Late Payment and Cash Advance Fees

There is no annual fee with the card, nor are there foreign transaction fees. However, cardmembers could pay $40 for late payments, and either $3 or 3%, whichever is greater, for cash advance transactions. The annual percentage rate for cash advances is 29.99%.

About Capital One

Capital One is one of the largest credit card issuers in the United States. Founded in 1988, Capital One Bank has offered several financial products and services to its customers around the country. In addition to credit cards, the financial institution also offers high-yield savings and checking accounts, auto loans, business banking, and commercial financial services.

Apply for the Quicksilver from Capital One Credit Card

Individuals interested in Quicksilver by Capital One may gather more information or easily apply online. You’ll need good to excellent credit to qualify for the card, and be sure to have your personal information and income details ready to submit on the application.

Borrow up to $50,000 with low fixed rates!

Posted on January 5, 2021 by in Credit Cards,

Comments & Discussion




  • Advertising Disclosure Some financial products mentioned on this site are from companies that are partners with APRfinder. If you sign-up for a product or service through a link published on this site we may receive financial compensation for it.
  • Credit Card Offers

    Upgrade Card Cash Rewards Visa credit card.

    Cash Rewards Upgrade Card

    Unlimited 1.5% cash back on payments with no annual fee.*
    $200 Bonus* See Offer on issuer's site
    First Progress Platinum Prestige Mastercard secured credit card.

    Platinum Prestige Mastercard

    Secured credit card to help you establish or rebuild credit.*
    Build Credit* See Offer on issuer's site