Credit articles on the APR finder blog.
It can get old hearing about the importance of fiscal responsibility and maintaining healthy credit scores, even if you love learning about personal finance. However, getting this one wrong early in life can make the rest of it a lot tougher. Here we cover what a Fair Isaac Corporation (FICO) credit score is, what the
With the endless array of credit card options available, deciding which credit card is the best for you can be difficult. Banks, credit unions, networks, retailers, and national credit card companies issue credit cards with a variety of benefits and perks. From airline miles and cash-back rewards to concierge services, rental car insurance, and store-specific
The Fair Isaac Corporation, better known as FICO, is the most commonly used credit score model by lenders and other creditors. Since its inception in the 1960s, the credit scoring company has developed and implemented several iterations of the FICO credit score, many of which are still used in evaluating credit applications today. As consumer
Like personal credit, businesses establish credit profiles, histories, and scores over time. A business credit score is as important as an individual’s credit information, given that companies need to be able to show outside investors and potential lenders they have a track record of paying their bills on time and in full. When business credit
In an era where identity theft and fraudulent credit activity are prevalent, it is imperative that consumers have security tools to keep their financial lives protected. Luckily, the three major credit bureaus – Equifax, Experian, and TransUnion – along with the federal government have implemented steps that consumers can take to help safeguard their personal information. The
Being responsible with money doesn’t come naturally to everyone. Mistakes are made, especially early on in life. That could include overextending yourself when it comes to purchases made on credit, missed or late payments causing your interest rates to go up, and ignoring missteps to the point they get you deep into debt. Additionally, things
The three major consumer credit bureaus in the United States are Experian, TransUnion, and Equifax. There are several reasons why you might need to contact one of these companies. However, they don’t make it easy to get in touch with someone over the telephone. That’s the main reason we’ve compiled this list of telephone numbers