Credit cards can be extremely beneficial, but when they become lost or stolen it can be a nightmare. Newer technology exists that can aid in reducing the negative impacts of misplacing a card or having it stolen. Depending on which credit card company you use, here are a few tips to protect yourself from credit […]
When thinking about applying for a new credit card and researching the different types of credit cards available for businesses and consumers to choose from, there are usually four lines of thought that come to a person’s mind. These are typically categorized into four major groups: type, style, issuer and brand or networks.
While credit cards have in many ways made our lives easier, they can also create a serious headache if you’re not careful with them. It’s important to keep your personal finances secure; otherwise, you could find yourself in a world of hurt if someone acting maliciously gets a hold of your information.
Spending money that doesn’t feel like yours may be fun, but it certainly isn’t free. The costs and fees associated with credit cards are important to fully understand prior to using your card for the very first time. Otherwise, you could be surprised by some of the costs and fees you never anticipated.
After obtaining a credit card, it is important to take measures to use this newly obtained credit wisely. Having a credit card isn’t what gets some people in trouble – it’s the way they use it that does. Issues like overspending are common, as are getting caught up with rewards while not paying attention to […]
With the seemingly endless array of credit card options available, it can be difficult to decide which credit card is the best for you. Banks, credit unions, networks, retailers, national credit card companies, and others, all issue credit cards with a variety of benefits and perks.
When searching for the right credit card the terms secured and unsecured may pop up from time-to-time. Many consumers find these terms confusing without further explanation nearby. Some wonder if it has to do with the “security” of a credit card. Is one type of card more secure than another? It actually has nothing to […]
It is common knowledge that credit plays a critical role in many different aspects of personal finance. Without strong or established credit, you aren’t able to easily secure the financing you may need for significant purchases, like a home or a vehicle. Landlords, utility companies, and even employers also lean on your credit history to […]
Although travel credit cards have been on the market for several years, many fell under the category of brand-specific cards. For instance, having a credit card that is tied to a hotel brand or a particular airline was and still is relatively common. However, some consumers want more in a travel credit card.
Credit cards come in a variety of flavors – from cashback and travel rewards to secured cards that help build credit. There seems to be a credit card option for just about anyone who wants to use plastic, or metal, rather than traditional cash or a debit card. The number of credit card options can […]