Credit Monitoring

Hands at desk holding smart phone with credit scoreStaying on top of your credit is extremely important in today’s life. Especially in a digital world where major companies are getting hacked left and right, and identity theft is on the rise. If you’ve ever bought a home, applied for a credit card, or even signed up for auto insurance – it’s very likely your credit was used to approve or decline your application and determine your loan amount and interest rate. The plus side to our new digital lives how easy it is to monitor our own credit. Back in the old days everything had to be done by mail or fax, and you couldn’t get instant access to your credit information. Today you can, oftentimes for free. Disputing items and fixing errors in your credit report have become a cinch, and just about everything you need to improve your credit score is at your fingertips. Below you’ll find some of our favorite offers, tips for improving your credit, and advice for protecting yourself from ID thieves.

Top Credit Monitoring Offer

Credit Sesame logo

Free Credit Score & Debt Analysis

  • Monthly TransUnion credit score and report summary
  • Free credit monitoring alerts
  • Debt overview with credit score improvement recommendations & goals
  • 3 credit bureau report and score updates starting at $15.95/mo

Recent Articles & Promotions:

What is a Credit Bureau?

With the influx of personal and business lenders in the financial market over the past few decades, it has become increasingly necessary to have a system in place that provides relevant information on borrower risk. The credit bureau system was designed to achieve that end, as it acts as the organization responsible for compiling information […]

Posted on October 11, 2017 by Melissa

Protect Yourself from Identity Thieves with a Security Credit Freeze

When people run into financial trouble, they seldom know how to act and what their options are. You may have found yourself in a situation where you didn’t have any idea how to proceed. One common situation that many people find themselves in is identify left. Hackers and thieves have found many different avenues of […]

Posted on October 4, 2017 by Ryan

Review of the Free TrustedID Premier Service for Credit Compromised by the Equifax Data Breach

With the Equifax data breach reported thousands of times over in the last few weeks, it is no surprise that consumers are in a bit of a panic. Cybercriminals managed to steal personal identifying information of more than 143 million Equifax customers, including social security numbers, dates of birth, and current and previous addresses – […]

Posted on September 29, 2017 by Melissa

The Difference Between a Security Freeze, Credit Lock and Fraud Alert

In a world where security breaches of major companies are on the rise, it can be difficult to determine which identity theft measures are appropriate for specific circumstances. Checking your credit is one simple method to uncover identity theft, but it is reactive at best. Finding a fraudulent account months or years after it was […]

Posted on September 19, 2017 by Melissa

Unfreezing Your Credit File when You’ve Lost Your PIN – Equifax, Experian & TransUnion

Identity theft affects millions of individuals each and every year, and experts suggest that the number of cyber attacks will continue to rise in the upcoming years. As cyber criminals get savvier in their methods, consumers can and should take certain steps to safeguard their personal information found online. When the need for new credit […]

Posted on September 15, 2017 by Melissa

The Equifax Data Breach – What You Need to Know

On September 7, news spread quickly that one of the nation’s three major credit bureaus experienced one of the largest security data breaches so far this year. It is estimated that nearly 143 million American consumers, as well as an unknown number of Canadians and residents of the UK, were affected by the cyber security […]

Posted on September 11, 2017 by Melissa

Hard and Soft Inquiries – How they Affect Your Credit Report & Score

Your credit score is one of the most important aspects of your financial life. When a credit score is high, potential creditors such as credit card companies, mortgage lenders, and even employers feel confident in your ability to be responsible when managing money. But when a credit score is low, creditors lack trust in you […]

Posted on August 25, 2017 by Melissa

3 Credit Bureaus – Phone Numbers & Addresses for Equifax, Experian and TransUnion

The three major credit bureaus in the United States are Equifax, Experian and TransUnion. There are several likely reasons why you might need to contact one of these companies, but they sure don’t make it easy to get in touch with someone on the telephone.

Posted on July 21, 2017 by Wes

6 Big Reasons You Need Credit

Now that you’re familiar with what credit is, how credit reports are created, and where credit scores come from, you might wonder: “Why do I even need credit?” Can’t you just pay cash for everything from now on and forget all this?

Posted on July 11, 2017 by Nicole White

Top Websites to Get Your Credit Report & Score for Free

Accessing your credit report from each of the three major credit bureaus is a reasonably simple process when you utilize the Annual Credit Report centralized website. In addition, each of the credit reporting agencies provides access more than once per year through different methods, all at no cost to you. In recent years, several alternatives […]

Posted on July 6, 2017 by Melissa