Credit Monitoring

Hands at desk holding smart phone with credit scoreStaying on top of your credit is extremely important in today’s life. Especially in a digital world where major companies are getting hacked left and right, and identity theft is on the rise. If you’ve ever bought a home, applied for a credit card, or even signed up for auto insurance – it’s very likely your credit was used to approve or decline your application and determine your loan amount and interest rate. The plus side to our new digital lives how easy it is to monitor our own credit. Back in the old days everything had to be done by mail or fax, and you couldn’t get instant access to your credit information. Today you can, oftentimes for free. Disputing items and fixing errors in your credit report have become a cinch, and just about everything you need to improve your credit score is at your fingertips. Below you’ll find some of our favorite offers, tips for improving your credit, and advice for protecting yourself from ID thieves.

Top Credit Monitoring Offer

100% Free Identity Protection - TrueIdentity

100% FREE Identity Protection – TrueIdentity

  • Free powerful identity protection.
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  • Free TransUnion credit report.
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Recent Articles & Promotions:

The Fair Credit Billing Act – What Consumers Need to Know

In 1974, The Fair Credit Billing Act was set in motion with the intent to protect consumers from errors made on credit card billing statements. Credit card holders have the right to dispute charges – and withhold payment for said charge – without experiencing a hit to their credit should the error be found to […]

Posted on May 3, 2017 by Melissa

Regulatory Changes on the Horizon for Credit Scoring – Tax Liens & Civil Debts Out!

The method in which credit scores are calculated for the millions of consumers in the United States has changed very little over the last few decades. The credit reporting agencies – Equifax, TransUnion, and Experian – utilize certain data fed to them by lenders, employers, and the courts to determine just how creditworthy an individual […]

Posted on April 26, 2017 by Melissa

3 Credit Bureaus – Phone Numbers & Addresses for Equifax, Experian and TransUnion

The three major credit bureaus in the United States are Equifax, Experian and TransUnion. There are several likely reasons why you might need to contact one of these companies, but they sure don’t make it easy to get in touch with someone on the telephone.

Posted on April 13, 2017 by Wes

Consumer Credit Counseling Service vs Credit Repair Companies

Bad credit can affect nearly anyone over the course of a lifetime and for a myriad of reasons. Getting in over your head with credit card spending, being consistently late on debt payments, or facing bankruptcy or foreclosure all leave a negative market on your credit file. Regardless of the cause of your less than […]

Posted on April 6, 2017 by Melissa

FICO Score vs. VantageScore – What’s the Difference?

These days, credit scores rule the universe of personal finance, especially when it comes to getting a new mortgage, an auto loan, a credit card, or even a new job. Credit scores are calculated based on an individual’s use of available credit in the past, and for better or worse, these scores dictate what creditors […]

Posted on March 24, 2017 by Melissa

Top Websites to Get Your Credit Report & Score for Free

Accessing your credit report from each of the three major credit bureaus is a reasonably simple process when you utilize the Annual Credit Report centralized website. In addition, each of the credit reporting agencies provides access more than once per year through different methods, all at no cost to you. In recent years, several alternatives […]

Posted on March 13, 2017 by Melissa

How to Set Up a Fraud Alert on Your Credit Report

A fraud alert tells potential lenders that you suspect you’re a victim of fraud. If you attempt to buy a car, open a credit card account, or just increase the amount on an existing credit line, the fraud alert is there to ensure the lender double-checks your identity. Should an identity thief attempt to open […]

Posted on March 8, 2017 by Ronda

Get your Free Credit Report through the Credit Bureau Websites – Equifax, TransUnion & Experian

Receiving your free annual credit report is most easily accomplished by going through AnnualCreditReport.com – the central website put together by the Federal Trade Commission and the three major credit reporting agencies, Equifax, Experian, and TransUnion. The process is simple, whether it is done online, by phone, or through the mail, and does not carry […]

Posted on March 1, 2017 by Melissa

How to Lift a Security Credit Freeze from Each of the 3 Major Credit Bureaus

Identity theft has been a growing concern for consumers over the past decade, as more activities become Internet-based. Shopping, banking and applying for credit can all be done online, making it a challenge to fully protect yourself from the malicious intent of identity thieves. However, there are tools in place meant to protect you from […]

Posted on February 27, 2017 by Melissa

How to Place a Security Credit Freeze with the 3 Major Credit Bureaus

With the rapid influx of online businesses and the availability to do everyday tasks such as banking, shopping and investing through Internet-based platforms, there has been a rise in the occurrence of identity theft and financial fraud among consumers. It can be a challenge to fully protect your personal information online, but there are mechanisms […]

Posted on February 27, 2017 by Melissa