Credit Monitoring

Hands at desk holding smart phone with credit scoreStaying on top of your credit is extremely important in today’s life. Especially in a digital world where major companies are getting hacked left and right, and identity theft is on the rise. If you’ve ever bought a home, applied for a credit card, or even signed up for auto insurance – it’s very likely your credit was used to approve or decline your application and determine your loan amount and interest rate. The plus side to our new digital lives how easy it is to monitor our own credit. Back in the old days everything had to be done by mail or fax, and you couldn’t get instant access to your credit information. Today you can, oftentimes for free. Disputing items and fixing errors in your credit report have become a cinch, and just about everything you need to improve your credit score is at your fingertips. Below you’ll find some of our favorite offers, tips for improving your credit, and advice for protecting yourself from ID thieves.

Top Credit Monitoring Offer

Credit Sesame logo

Free Credit Score & Debt Analysis

  • Monthly TransUnion credit score and report summary
  • Free credit monitoring alerts
  • Debt overview with credit score improvement recommendations & goals
  • 3 credit bureau report and score updates starting at $15.95/mo

Recent Articles & Promotions:

Tech Sector Developments May Help Your Credit Score

New developments in the technology and financial sectors may help you boost your credit score and have access to more loan options. Although standard peer-to-peer loans are always an option, there are new ventures forming to help bring loan accessibility and credit building opportunities to those in need.

Posted on November 15, 2017 by Ryan

6 Grim Truths From the Equifax Breach

Digitizing our economy carries immense benefits.  Global commerce can carry on at breakneck speeds that most of us don’t even stop to appreciate.  The paying of bills, transferring of money, and other related tasks can be accomplished in seconds with the swipe of a finger.  You can trade foreign stocks with a mouse click. And […]

Posted on November 10, 2017 by Devin Trim

How to See What’s On Someone Else’s Credit Report

Every now and again I’m asked if it’s possible to check someone else’s credit report. The answer, of course, is “Yes”. However, before I offer any advice as to how this is accomplished, I first make sure to ascertain the individual’s particular motivation for it. That’s because there are only a few reasons why this […]

Posted on November 8, 2017 by Henry

The Difference Between a Security Freeze, Credit Lock and Fraud Alert

In a world where security breaches of major companies are on the rise, it can be difficult to determine which identity theft measures are appropriate for specific circumstances. Checking your credit is one simple method to uncover identity theft, but it is reactive at best. Finding a fraudulent account months or years after it was established and […]

Posted on November 6, 2017 by Melissa

4 Ways to Repair Your Credit Report & Score

If you’ve had difficulties getting approved for credit accounts due to a less than perfect credit score, then you’ll want to conduct some research into the matter. This can occasionally lead to a bit of confusion when you come across a number of different suggestions as to the best way to proceed. That’s quite understandable, […]

Posted on November 1, 2017 by Henry

The Impact of Late Payments on Your Credit

For borrowers, it can be a difficult task to keep up with monthly debt payment obligations, especially when the number of credit accounts increases over time. Although it may be challenging to remember due dates or amounts due, it is important for individuals to keep a close eye on when accounts need to be paid. […]

Posted on October 27, 2017 by Melissa

Unfreezing Your Credit by Removing a Security Credit Freeze – Equifax, Experian, TransUnion

With all the buzz around massive data breaches and identity theft, many consumers have made the smart choice to take various degrees of security measures as it relates to their credit reports. One such tool is a security freeze, which gives notice to any creditor attempting to view one’s credit information for the purpose of […]

Posted on October 26, 2017 by Melissa

What is a Credit Bureau?

With the influx of personal and business lenders in the financial market over the past few decades, it has become increasingly necessary to have a system in place that provides relevant information on borrower risk. The credit bureau system was designed to achieve that end, as it acts as the organization responsible for compiling information […]

Posted on October 11, 2017 by Melissa

3 Credit Bureaus – Phone Numbers & Addresses for Equifax, Experian and TransUnion

The three major credit bureaus in the United States are Equifax, Experian and TransUnion. There are several likely reasons why you might need to contact one of these companies, but they sure don’t make it easy to get in touch with someone on the telephone.

Posted on October 6, 2017 by Wes

Protect Yourself from Identity Thieves with a Security Credit Freeze

When people run into financial trouble, they seldom know how to act and what their options are. You may have found yourself in a situation where you didn’t have any idea how to proceed. One common situation that many people find themselves in is identify left. Hackers and thieves have found many different avenues of […]

Posted on October 4, 2017 by Ryan