Finances

Managing money presents challenges for many individuals, primarily when little to no education is provided on financial literacy throughout childhood or as an adult. Personal financial management may be even more difficult to champion for those struggling with mental health concerns. Several obstacles can complicate one’s financial picture, from problems with executive functioning and memory

Running a small business can be a real challenge. You need to juggle multiple roles and responsibilities at the same time. While it’s always ideal to get some help, it is common for business owners to double as their secretaries and accountants in an effort to reduce expenses. However, taking on all these menial tasks

When you’re trying to save money, it’s important to know that you have a handful of options to choose from. Most of us know about conventional savings accounts offered by local banks and credit unions, but there are other common savings account types, too. A few different types of savings accounts have stood the test

Spring break and summertime are often busy for kids and their parents with camps and other non-school activities filling the long days. One way to pass the time is to add a financial lesson to the mix that gets the children engaged in the entrepreneurial spirit early on in life by opening a neighborhood lemonade

Loyalty reward programs have been used for decades to entice customers to shop at a specific store. Rewards include receiving discounts on current or future purchases, cash back on some or all purchases, or points that can be redeemed in a variety of ways. You might call these first-party rewards programs. Programs such as Starbucks

Well, it’s your favorite time of the year – tax season! Haha. Just kidding, I know it’s Take Your Dog to Work Day (TYDTWD). Sorry, around this time of the year I start to go crazy. It’s because of the long cold stretches here in Eastern Washington. The nearby golf courses are still closed, and

To fully embrace Black History Month, it may be beneficial to take a step back to understand how racial disparities in the United States have wreaked havoc on black and brown families and their financial lives. According to research published in 2016, the gap between black and white families was tenfold. The average net worth

There was a time when travel, specifically hitting the skies, was reserved for the well-to-do. As increased demand from consumers led to greater supply, the need for amassed riches to get out of dodge toned down drastically. However, traveling by land, sky, or sea comes with other challenges above and beyond the cost considerations alone.

Using actual dollars and cents is far less common today than it was a decade ago. Not many people carry around metal coins and paper bills to cover their spending needs on a daily basis. That’s because a plastic – or metal – card is far easier to use on the fly. Now, most retailers

It’s common for parents and grandparents to want to step in and help their children or children’s children on the financial front. Sometimes this means contributing toward a college savings account, opening an investment fund, or simply establishing a bank account in the child or grandchild’s name. Offering some type of savings to youth is