Lending articles on the APR finder blog.
Purchasing a mobile home is an affordable method to enter the housing market. Mobile homes are far less expensive than stand-alone single-family homes. And because they are manufactured to be moved, mobile homes are often treated as personal property instead of real estate. This designation keeps property taxes relatively low and saves homeowners on insurance
The Buy Now, Pay Later (BNPL) market continues to grow, offering consumers flexible payment solutions for everyday purchases. Major BNPL providers like Affirm, Klarna, and Afterpay have refined their offerings to make installment payments more accessible, with some introducing subscription-based plans and enhanced budgeting tools. While BNPL can be a convenient way to manage expenses
It’s that time of year when people start thinking about getting out on the water. For some of you, that means buying your first boat. While for others, that means buying another one. The decision to add a new or used boat to your vehicle lineup is a big one. Even for the most knowledgeable
There’s nothing quite like the feeling of freedom you get from hitting the open road on a motorcycle. And with summer near, many more people are starting to dream of buying a new or used bike. However, the cost can be tens of thousands of dollars. Most people don’t have that kind of extra cash
Taking some well-deserved time away from the normal work or life grind is necessary for most people at least once each year. Whether solo, with a friend, significant other, or family, simply thinking about a vacation can be relaxing. However, it can also be stressful to plan, especially when it comes down to figuring out
Whether for summer vacations with the family, to live in, or the desire to make road trips feel more like home, a recreational vehicle (RV) is a great thing to have when you’re planning to hit the open road. But if you don’t already own one, purchasing an RV can significantly dent your wallet, as
U.S. Household debt is on the rise. Some of it can be attributed to wages not growing at the same pace as inflation. However, there will always be Americans who need to take on extra debt to pay for an unexpected medical emergency, obtain a working car, pay for home repairs, or something else. Regardless
The dreaded word bankruptcy has carried a severely negative connotation for far too long. The truth is many people end up filing for bankruptcy. Hundreds of thousands of bankruptcies are filed by businesses and individuals each year, so don’t think you’re alone if you’ve had to make this difficult financial decision. An unexpected medical emergency
Personal loans can be used for a variety of financial needs, from debt consolidation to paying off taxes, home improvement, or financing a major purchase. Securing a fixed-rate loan with a predictable monthly payment can be more cost-effective than a double-digit interest-rate credit card. Several lenders offer personal loans, including credit unions and traditional banks.
There are many reasons why credit histories and scores become less than perfect over one’s lifetime. Missing a payment here and there, maxing out credit cards, or having an account find its way to collections status all put a severe ding in your credit report. Getting affordable financing for life’s major expenses is not an