Credit cards come in all sorts of flavors, designed to provide spending management as well as rewards for cardmembers. Although there are travel-specific credit cards, such as airline miles cards and hotel chain cards, many consumers prefer the flexibility and unlimited potential of more generic cash-back cards.
These types of credit cards do not link directly to a specific loyalty program, like a frequent flyer rewards system, but instead, they provide rewards that can be converted to cash back in the form of direct deposits, gift card purchases, or travel-related purchases. Chase is one of the leading credit card providers in this space. Here’s our review of the Chase Freedom Unlimited credit card for 2024.
Offer expired - Compare current credit card offers
Credit Card Features and Benefits
$200 Sign-up Bonus
$200 sign-up bonus for new cardmembers with its Chase Freedom Unlimited credit card. To receive the rewards, cardmembers must spend at least $500 in the first three months after opening an account. The offer is not valid for those who have received a new cardmember bonus within the last 24 months.
Cash Back Rewards Program 5% / 3% / 1.5%
In addition to the generous sign-up bonus, Chase Freedom Unlimited comes with a simple yet valuable cashback rewards program. Cardmembers can earn 5 percent on some travel purchases; 3 percent on drugstore purchases, dinning at restaurants, including takeout; and at least 1.5% cashback on all purchases, no matter the category or amount of spending.
Plus, up to 15 bonus rewards can be earned through Chase’s ultimate rewards program at more than 350 stores nationwide. This cashback can be redeemed in any amount for the following rewards:
- 5% Cashback when booking travel through the Chase Ultimate Rewards site
- 5% Cashback on Lyft rides and DoorDash discounts
- 3% Cashback on dining and drugstores
- At least 1.5% cash back elsewhere
- Receive statement credits
- Direct deposit into a checking or savings account
- Shopping with points at Amazon & Apple stores
- Gift card purchases from partner merchants and retailers
0% Introductory APR for 15 Months
The credit card also offers a 0% APR on purchases for the first 15 months after the account is open. After that, a variable rate ranging from 20.49% to 29.24% APR applies to both balance transfers and purchases. Cardmembers should also note the balance transfer fee of $5 of 5%, whichever is greater.
Free Credit Score, $0 Annual Fee & Point Expiration
Also, the Chase Freedom Unlimited Card provides access to your free TransUnion VantageScore credit score through Credit Journey℠, has no annual fee, and rewards earned do not expire.
About Chase
As one of the oldest and most established financial institutions in the United States, JPMorgan Chase has a history of more than 200 years serving customers with select products and services. In addition to credit cards, Chase also offers business banking and lending, checking and savings accounts, mortgage lending, auto loans, financial planning, and investment management. Throughout the United States, Chase has more than 5,100 branch locations and over 16,000 ATMs.
Apply for the Chase Freedom Unlimited Credit Card
Individuals interested in the sign-up bonus offered through the Chase Freedom Unlimited Card can gather more information by visiting Chase online.
