Credit cards come in all sorts of flavors, designed to provide spending management as well as rewards for cardmembers. Although there are travel-specific credit cards, such as airline miles cards and hotel chain cards, many consumers prefer the flexibility and unlimited potential of more generic cash-back cards.
In the world of personal finance, there are countless tools that can be used to help manage your money from day to day. In recent years, consumers have shifted their focus to plastic, or in some cases, metal cards as opposed to cold, hard cash. Using some form of payment card often makes transactions easier […]
There are four major credit card networks in the U.S. The network brands are Visa®, MasterCard®, American Express® and Discover®. Credit card networks are different from credit card issuers in that they handle the transactions between merchants and issuers, whereas issuers such as Chase and Capital One, provide the financial backing and help to develop […]
Bad credit can happen to the best of us, for any number of reasons. Missing a payment here or there, facing financial hardship that forces bankruptcy or foreclosure, or an account that makes its way into collections can all be detrimental to your credit score. The unfortunate reality is that when credit is an issue, […]
Founded in 1932, Synchrony Financial, the parent company of Synchrony Bank, has been serving as a financial services institution in the retail world for several decades. While Synchrony Bank does offer a variety of bank products, including high-yield savings, money market accounts, and certificates of deposit, the company does not currently offer direct-to-consumer financing like […]
Financial fraud is widespread and feared by most of the public. One of the most gut-wrenching feelings is opening a credit card statement and seeing huge payments for items you didn’t order. With the proliferation of the internet across the world, especially poorer countries like China, the number of hacking attempts against personal information and […]
It wasn’t too long ago that all consumers had to worry about was having enough cash in their wallet to make a purchase. In today’s technology-infused marketplace, you’d be hard-pressed to find someone walking around with wads of cash in hand. Instead, the use of plastic or in some cases, metal, is far more prevalent […]