Credit Monitoring
Staying on top of your credit is extremely important in today’s life. Especially in a digital world where major companies are getting hacked left and right, and identity theft is on the rise. If you’ve ever bought a home, applied for a credit card, or even signed up for auto insurance – it’s very likely your credit was used to approve or decline your application and determine your loan amount and interest rate.
The plus side to our new digital lives how easy it is to monitor our own credit. Back in the old days everything had to be done by mail or fax, and you couldn’t get instant access to your credit information. Today you can, oftentimes for free. Disputing items and fixing errors in your credit report has become a cinch, and just about everything you need to improve your credit score is at your fingertips. Below you’ll find some of our favorite offers, tips for improving your credit, and advice for protecting yourself from ID thieves.
Top Credit Monitoring Offer
- Free Equifax & TransUnion credit reports and VantageScore
- Free identity theft and monitoring alerts
- Debt overview with credit score improvement recommendations
- Monitors the dark web, helps you find unclaimed money and file taxes for free
Recent Articles & Promotions:
The three major consumer credit bureaus in the United States are Experian, TransUnion, and Equifax. There are several reasons why you might need to contact one of these companies. However, they don’t make it easy to get in touch with someone over the telephone. That’s the main reason we’ve compiled this list of telephone numbers […]
Identity (ID) theft is a growing concern for millions of consumers given the way we conduct some if not all of our financial transactions – online, on the phone, or by mail. In a study and recent review conducted by Javelin Strategy & Research, it was found that tens of millions of U.S. consumers experience […]
Accessing your credit report from each of the three major credit bureaus is a reasonably easy process when you utilize the free Annual Credit Report website, but that won’t include your credit scores. Luckily you can also request access to your credit scores through alternative sites for free. Some of which also display your full […]
Getting in touch with an actual human being at each of the three major credit bureaus (Equifax, Experian and TransUnion) can be a real pain, but it shouldn’t be. Unfortunately, the majority of our reader comments have been regarding the frustration felt when calling these credit reporting agencies to reach a real person to discuss […]
Having a spotted credit history is an unfortunate circumstance that can affect anyone. A missed payment (or two), a bankruptcy filing, or an account in collections each has a negative impact on your financial reputation, represented by your credit history report and score.
Anyone can fall into financial difficulties when it comes to their credit history and score. A few simple mistakes often lead to big consequences, like not being able to get the credit you need for a major purchase or consolidating debt when interest rates are low.
Building and sustaining good credit is a necessary part of a healthy financial life, but it is often easier said than done. Missing a payment on a debt here and there, filing bankruptcy, or having an account transferred to a collection agency all have negative impacts on your credit standing.
It’s common for people to get into credit trouble, especially when unexpected circumstances arise. Financial emergencies can lead to taking on a significant amount of debt which may result in late payments, collection accounts, bankruptcies, and foreclosures.
Credit repair is a necessary means to end for some individuals. By going through the process with an experienced firm, consumers have the opportunity to let reputable credit repair professionals help them navigate disputes and other common credit issues that drag down their credit score.
When you begin managing your finances, you learn pretty quickly that credit is important – but what is it? Credit is the shorthand name for the agreement you enter when you purchase or receive something and then pay for it later. Creditworthiness refers to the likelihood that you’ll pay for those things responsibly over time.