Having a solid credit score and an established credit history is a necessary part of anyone’s life. These pieces of the financial puzzle allow you to gain access to affordable financing for a variety of needs, like purchasing a home, buying a car, or covering unexpected expenses with a credit card. But if you’re just […]
It’s common knowledge that a strong credit history and score makes life a bit easier, at least on the financial side of the line. New creditors are far more likely to give you access to the credit you need, when you need it, when you have a solid track record of making on-time payments, using […]
Not every adult in America has the same dream of homeownership. Some people feel uncomfortable with the idea of being physically and financially responsible for every aspect of a home. Even when the ultimate goal is purchasing property to call your own, renting may make the most financial sense.
Just like in the business to consumer world, business to business transactions have the potential to go unpaid. A business customer may have a slow period where revenue simply isn’t enough to cover bills coming in, and that often includes an invoice for a product or services rendered.
Several business opportunities exist for those wanting to venture out on their own, away from the traditional nine-to-five office life. However, in many cases, hanging your own shingle requires an outlay of cash that isn’t always easy to come by.
Sadly, a reader’s husband passed away last month. Over the weekend she asked us what steps she needs to take in regards to reporting his death to the credit bureaus. It saddens me to hear of anyone’s death, and that’s why we decided to get right to work and help her figure out EXACTLY what […]
Having a good credit score is an essential part of life. The three-digit number shows new creditors who you are from a financial perspective, and how you manage your credit both now and in the past. Credit scores range from 300 to 850, and in most cases, a score that falls above the 700 mark […]
Early in 2018, Under Armour announced its subsidiary, MyFitnessPal, was involved in a widespread data breach which impacted 150 million customer accounts. The news came on the back on the recent Equifax data breach that put millions of individuals at risk of having their information used without their knowledge, including sensitive information like social security […]
A significant part of running a business is collecting on customer accounts after products or services have been delivered. In most cases, individual customers are quick to pay what they owe, but every now and again, there is a bad apple or two who refuses to pay up. Getting frustrated with a late- or non-paying […]
Bad credit can take hold of anyone’s financial life, whether due to financial missteps of the past or erroneous information reported by creditors. If you’ve had a late payment on a credit card, an account that found its way to a collection agency, or irresponsible use of credit accounts, your credit history shows a less-than-ideal […]