Building and sustaining good credit is a necessary part of a healthy financial life, but it is often easier said than done. Missing a payment on a debt here and there, filing bankruptcy, or having an account transferred to a collection agency all have negative impacts on your credit standing.
Although there are strategies consumers can use to repair their credit over time, namely, on-time payments and responsible use of credit accounts, there are situations that require expert help.
Hiring a quality credit repair company can be beneficial in resolving credit issues that drag a credit score down. The Credit People is a reputable credit repair company offering this of service to consumers in need of help in 2024.
How The Credit People Credit Repair Works 📈
With The Credit People, individuals can simply fill out a brief online sign-up form or call them at (380) 217-1814 to get started.
Through the sign-up process, the credit repair organization gathers the necessary information to start down the path of rebuilding bad credit. This starts with an in-depth review of credit scores and reports from the three major credit bureaus: Equifax, Experian, and TransUnion.
The Firm gathers this information for the customer, and then develops a plan of action for fixing credit issues found in each report.
Once credit information is added to the customer’s online account, The Credit People reviews it and works through an improvement strategy over time.
While restoring credit is not an overnight process, the company continuously works to rebuild a person’s poor credit report and rating for as long as the individual remains an active user. In most cases, improvements are seen within the first 45-60 days.
The Credit People Credit Repair Cost 💲
Individuals and partners can sign up for credit repair services for an initial set-up fee of $19 which includes account set-up, the gathering of credit reports and scores from the major credit reporting agencies, and a welcome call from a specialist by the next business day to review that information with the client.
If the customers decide to proceed, they will be charged an additional $79 at that time and $79 per month going forward. There is also a $419 flat-rate fee option for 6 months of service and couples can receive a discount for signing up within a few days of one another, equal to $20 off each initial payment.
There is no fee to cancel restoration services with these credit repair experts, and there are no hidden fees or extra costs as they fix your credit over time.
The Credit People Services and Features ✍
The Credit People credit repair is a top pick in our list of the best credit repair companies because of its long-history, wide-range of services, pricing, benefits and reputation.
Customers receive the following perks as part of their monthly payment:
- 24/7 access to an online dashboard that offers updates and changes to credit scores and reports
- Unlimited credit bureau disputes each month
- Noticeable results usually within the first 45-60 days
- Free credit reports and scores included in the monthly fee, not in addition to
- A satisfaction guarantee, meaning customers do not pay if they are not satisfied with that month’s progress
- Access to the Help Zone and ongoing credit building tips
Is The Credit People Legit? ✅
Yes, The Credit People is a legitimate credit repair company and is not a scam. It was founded in 2001, and is headquartered in Cottonwood Heights, Utah.
This respected organization has reviewed hundreds of thousands of unique credit reports and helped thousands of people restore their credit with an average 50-100 point credit score increase over time.
The Credit People is certified under the Fair Credit Reporting Act and has numerous 5-star ratings and testimonials on its website.
Is The Credit People Worth it? 👍
Whether The Credit People credit repair is worth it or not for you really depends on your unique personal finance situation. It’s best to take advantage of the free credit report consultation before paying any money.
How to Contact The Credit People 📞
Couples and individuals looking to improve their credit report and score with assistance from The Credit People can start the process of repairing their credit online or call toll-free at (380) 217-1814 to speak with a professional.
Compare to Other Top Credit Repair Companies 🏢
If you’re not quite ready to commit to The Credit People Credit repair and would like to compare it to other firms, check out our other reviews and choose the one that is right for you and your family.
Questions, Comments and Customer Reviews 💡
If you decide to use The Credit People to enhance your credit report and score, please come back to share any positive or negative experience you had with them in the comments section below. And don’t forget to leave us a comment if you have any other feedback, complaints, questions or thoughts regarding our The Credit People review.
