Upstart

Upstart logo.Located in San Mateo, California, Upstart is a financial services company that provides access to loans and lines of credit through its online platform. Since its inception in 2012, Upstart has offered home improvement personal loans ranging between $1,000 and $50,000 to qualified borrowers. Its personal loan products offer three or five-year repayment terms, fixed interest rates, transparent fees, as well as a streamlined application and approval process all completed online.

Upstart stands out from other online lenders in its underwriting process, taking into account not only personal credit history and income, but education, job history, and other factors as well. Since its start, the online lender has helped fund millions through unsecured personal loans and auto refinancing, as well as home equity line of credit (HELOC) financing through Upstart’s affiliate, Upstart Mortgage.

You can contact Upstart through its mailing address, by calling a customer service representative at 1-855-438-8778, or through the company’s website online.

Contact Information

Customer Service Phone: 650-204-1000
TOLL-FREE: 855-438-8778
Mailing Address:
Upstart Operations Debt.
P.O. Box 1503
San Carlos, CA 94070
Corporate Address:
Upstart
2950 S. Delaware Street
San Mateo, CA 94403
Fax Number: 650-332-2350
Routing Number: 021214891 (Cross River Bank)
Email Address: [email protected]
Social Media:
FDIC Certificate: 58410 (Cross River Bank)
Charter Number:
Company Rating: 
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Lending Products Offered

Mortgage Loans:
Auto Loans:
Credit Cards:
Personal Loans:
Business Loans:
Student Loans:

Areas Served

States: Alabama, Alaska, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, District of Columbia, Florida, Georgia, Hawaii, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, Nevada, New Hampshire, New Jersey, New Mexico, New York, North Carolina, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Vermont, Virginia, Washington, West Virginia, Wisconsin, Wyoming.

Recent Articles & Promotions:

Upstart Personal Loans Review for 2024

Personal loans can be used for a variety of financial needs, from debt consolidation to paying off taxes and financing major purchases. Whether you are planning to spend big on travel, pay off tax debt, or make a large purchase, securing a fixed-rate loan with a predictable monthly payment can be more cost-effective than a […]


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