The 5 Major Credit Card Brands

There are five major credit card brands – or networks – worldwide. The brands are: Visa®, MasterCard®, American Express®, Discover® and JCB. Here is a summary of the major credit card brand networks and associations.

visa Founded in 1970, Visa is a global payments technology company that allows companies to issue Visa branded business, debit, prepaid, and personal credit cards, and offers many other related financial services. Visa’s credit cards come with exceptional benefits that include exclusive events and various other offers. All Visa credit cards have standard features and benefits including Emergency Card Replacement, Auto Rental Collision Damage Waiver and Zero Liability protection that safeguards each cardholder against unauthorized uses and purchases. For more information visit: Visa.com

mastercard Originally founded in 1966 as Interbank Card Association (ICA), MasterCard is a leading global payment solutions provider that allows companies to issue MasterCard branded personal, business, debit and pre-paid credit cards. Standard MasterCard benefits include: MasterRental Insurance for vehicle rentals, zero liability on unauthorized purchases, extended warranty coverage, baggage delay coverage, purchase assurance coverage, lost or damage luggage coverage, roadside assistance and many other popular benefits. For more information visit: MasterCard.com

american express Founded all they way back in 1850, American Express – also known as AmEx – is a global financial services company that issues credit cards, charge cards, re-loadable cards, corporate cards and gift cards for businesses and consumers. American Express claims to be the world’s largest card issuer by purchase volume, and has one of the largest travel networks that allows them to offer some of the industries best rewards and benefits. For more information visit: AmericanExpress.com

discover – Created in 1986, Discover Financial Services is a direct banking and payment service company that issues credit cards primarily in the United States. Although most of their credit cards are issued directly from Discover Bank, they allow other companies to issue Discover branded credit cards. Discover Card is well-know for having pioneered the industries first cash rewards program “Cashback Bonus”, which is currently America’s # credit card cash rewards program. Discover Cards include student credit cards and loans, small business credit cards, miles cards and many others. For more information visit: DiscoverCard.com

jcb Established in 1961, Japan Credit Bureau (JCB) is the leading credit card brand in Japan, and is growing rapidly as a global payment system and major credit card brand world-wide. Accepted internationally, JCB International offers a wide-range of credit card benefits and rewards to card members throughout the world. Features include: cash back rewards, discounts, ATM access and travel assistance. For more information visit: jcbusa.com

If you have any questions or would like to share your thoughts on any of these credit card network brands, please don’t hesitate to post your comments below.

Posted on April 23, 2011 by in Credit Cards

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