READYdebit® Visa Prepaid Card

READYdebit® Visa Prepaid Card

Regular APR: N/A

Annual Fee: $9.95 monthly fee

Typical Credit Needed: No Credit Check

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  • Instant Account Number - A Great Card for your Money.
  • Free† Direct Deposit — Paycheck, Benefit Checks, Tax Refund Checks
  • Easy Online Bill Payment & Mobile Account Access
  • No Purchase Transaction Fees
  • No Risk of Overdraft Fees or Balance Minimums
  • Withdraw Cash at ATMs or Get Cash Back with Purchases
  • Use it Everywhere Visa Debit Cards are Accepted
  • Choose Your Card Color - Blue, Pink, Black

Rates and Fees


  • Introductory Rate: N/A
  • Intro Period: N/A
  • Standard APR: N/A
  • Penalty APR: See Terms

Balance Transfers

  • Introductory Rate: N/A
  • Intro Period: N/A
  • Regular Rate: See Terms
  • Transfer Fee: See Terms

Cash Advances

  • Transaction Fee: See Terms
  • Annual Percentage Rate: See Terms

Other Details

  • Annual Fee: $9.95 monthly fee
  • ATM Fee: $2.25*
  • Activation Fee: $9.95*
  • Load Fee: $0
  • Late Fee: See Terms
  • Credit Required: No Credit Check
  • Issuer: READYdebit
  • Network: Visa

* We make every reasonable effort to provide you with the most accurate offer information available; however, it's still important to review the terms and conditions set-forth on READYdebit's website. All information is presented here without warranty of any kind. Click on the "Apply Now" button to review the corresponding application page and fill out the online application form.

Have you applied for, been approved or denied for the READYdebit® Visa Prepaid Card recently? Been using one for a long time? Please take a moment to share your thoughts on this card in the comments section below to help others evaluate it before they apply for themselves. Thanks!